I am having an account in United Bank Of India since 5 years. This is not a grate banking experience with this United Bank of India. There are so many points based on my personal experience. I generally need a Demand Draft for my college fees. For that all I need to fill up the form and deposit that with my cheque. It takes half an hour in other bank. But United bank of India takes a full working day for this job. That is really embarrassing. There are less number of ATMs available in my city. This is a big problem for us to withdraw money from an ATM counter. There are only one E-longe is available in our city. There is another problem with depositing money. The SMS feedback is not good. Whenever I withdraw money from an ATM counter, the SMS I get at the end of the day. The Mobile banking and net banking experience is not also so good. The bank charges are random. It charges randomly without any valid reason. Waste of money. Overall, This in not