Hello feriends , if you have goal in your life or target for long period of time , with low or moderate risk then mutual fund is one of the execellent option to invest. sbi has multi opt to invest wether sip ( systematic investment plan or lumpsum sbi offer in equity larg cap bluechip , mid cap , small , elss( equity link saving scheme under section 80 CCD) you get tax rebate on your income .liquid fund which is similar to saving account you get instead of 4 ? you 7-8 ? interest on your idle money . feriends sbi fund manager trust worthy ( 100 crore above capital it had) . Sbi have consistently given rate of interest above the benchmark . ( SBI BLUECHIP EQUITY FUND ( GROWTH) FOR EQUITY LARGE CAP ) one of best fund , crisil has given this fund 5 STAR.lastly feriend go with sip opt with minimum 500 rupees per month onward start invest , inculcate habit of investment see the result in future .