Punjab National Bank is an indian multinational bank.One of the best banks which provide loans at low rate compared to other banks and also gives us interest quite well.
The only problem is that its server is quite slow .It has quite no of branches in rural areas and anybody who opens his/her account they avail the passbook and all such stuff in limited time with no charges.It's atm service is quite well.It stocks and sensex are generally decreasing which has become an issue.
Therefore market may go down but if there is stability in socks for buying then you take a day trade otherwise you take a swing trade.