Useful app for quick money transfer. Review on PhonePe

I am using this app since 3 months.

Phonepe( powered by YES bank) is an UPI based app for all our payments. It provide a cashless payment experience so that we don't have to carry cash any more and can help in digitalisation.The phonepe app is present on google playstore and apple store for download. The app design and interface is very attractive, well ordered and easy to use. The interface has been such designed that one can easily get to know about the benefits and features of app.Through this app we can do various online transactions.We just have to download the app and register our mobile number with which bank account is linked. Then it automatically detects the bank accounts linked to that number and you can select that bank and then it will ask your permission to send one message to verify your number and then you are done.We can transfer money and request money from others . The transfer can be done 24* 7 instantly either directly to the bank account or through phone number also if registered on the phonepe app .We can also check our bank account balance.We can set payment reminders for salaries, household, rent, family/self.We can also recharge our mobile phones( except airtel number) , datcard, DTH and pay bills for broadband, electricity, landline, insurance, gas and water .We can also pay on flipkart through phonepe and at stores having phonepe account.It's a very useful app in our daily life and I frequently use this app for recharges and online transaction as it provides many offers and cashbacks while doing online transactions. It also has refer and earn program . We can add more than one bank account but at a time only one account can be seen as default .You can switch if you want. Overall I like this app very much and the offers are very good.