PAYTM has contributed a lot to making india cashless. I have been using paytm app for five months. This app is very good. This app's user interface is very good. You must have a smartphone and mobile number to use this app. After getting KYC in this app you can transact from one lakh.
There are very good feature in this app. With this app can scan the QR code of any shopkeeper and pay the money . In this app's wallet, you can also add money through the UPI . This app is very useful.