I have been using this app for last 3 year. I using this app mainly for mobile Recharge DTH recharge pay electricity bank. This app is very easy and user friendly. Easy money back policy if any wrong amount deduction from account. paytm wallet is good facility I can make payment for many of the online shopping store. And now I can use my paytm wallet at many retail shops.
Thus paytm is trusted and user friendly app for payment and cashless transaction