Well I have been using this paytm service for more than year and it has a very fast service in every manner u can quickle add of transfer money within a minute and it have very high protection it is also available via websites or u can use app of it
Many users use paytm app instesd of using a website and it s protected by 128 bit of encyption which is a very high security that no one can crack it and it I widely used by each and every indians and it works very well and it is very reliable and u dont have to worry with your cash u can also add money in your paytm wallet and can be used to send money via scanning a qr code.