Yes this policy gives single term in double profit. Dear I have three insurance policy of LIC among them each. This policy give good benifit. I take this policy and my term of 200, 000 rs and I pay 5186 rupess half yearly. After any incident me or my wife any one got 400, 000 rupess. It means it gives double. I never miss its installment. Its service is good from my agent and company I got reminder for installment. Nice staff with good opinion. About claim settlement I say my agent is nice and gentle person so I have no any problem and I trust on LIC so I recommended it if it running.