This is kind of cheat fund scam back. 811 and 6% interest scheme re chatting scheme. Lots of hidden condition apply. Account opening is very esay closing is difficult with closing changes. Bank will ask to open account with zero balance that account is no use u can't use regular purpose fd, then thy will force u to covert saving account with min balance, ATM r minimum in city only fixed deposit return is less, quarterly SMS alert high fee. ATM annual service charge high. It kind of chit fund scam bank