Mar 03, 2016 07:48 PM
10588 Views
I maintain an account with ICICI Bank and so applied for a Credit Card. As our company is tied up with ICICI Bank, we received a VISA Platinum Credit Card. The joining charges are Rs. 299 but for select corporates you can get it waived if you spend Rs. 2000 within 60 days. Please check ICICI Bank website for list of corporates. The annual charges are Rs. 99 but again if you spend Rs. 75000 in the year, the charges would be reversed in the consecutive year.
You can earn points via Payback on this card for every transaction. The initial setup was very simple. Just go to any ICICI Bank ATM and activate your card. You can manage your bills from the iMobile app and on Netbanking. Plus, you get SMS and an email on your registered address for every transaction. Payment of credit card bill can be made from the app/netbanking/cheque/bank branch/emi. I have not faced any issue till now and all my transaction were successful. You can pay the bill from any other bank also. Everything's covered.
You will get the Bill statement on your mail and by post after the bill has been generated. This card is protected with Chip so it protects us from fraudsters. Also, there's a plan where if you pay Rs. 1500, then your account is safe from hackers and get quick response from team. This includes all cards and netbanking.
There are also offers for dining and entertainment. Do look out for them. Overall, I am quite happy with the experience. The customer service team is also helpful. If you have an ICICI bank account, then you can opt for this card.
