I m a customer of icici bank from last 4 years, everything was going well , then they offered me a credit card and my bad time started.
In the starting they tell me about many of useful features about card, but as I spend card limits and fulfilled before billing date, my cibil was decreasing day by day.
The interest rates are also very very high and whenever I tries to talk to customer care executives, all the executive lines shows always very very busy and they also have no proper solutions for any of my issues and they also deducted a high amount of call rates. All these things boggles my mind morever.
Many times , they blocked my card when I m going to use at petrol stations without any specific reason.
After paying minimum dues, the total amount outstandings are same again and increases day by day.
Overall, icici visa credit card is very bad thing for using, i've a worst experience with it. I'ld never suggest anyone to take this card and spoil your mind and cibil score.
