Hii friends, I am sourav and I am going to share my experiences of using google tez app.
Its much better app for transferring money than paytm, phonepe or bhim and works more faster than anyone. You just have to set a one time google 4 digit pin and you can directly send money to any person in your contact list, there is no need to add bank account number or ifsc code to send money. The only condition is that the person whom you are sending the money must have linked their phone number with their bank account. I must say Google Tez app is fast, secure, reliable and very easy to use.