Aug 09, 2017 01:24 PM
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(Updated Aug 09, 2017 01:22 PM)
Today I want to review regarding DHFL. DHFL is home loan and financing loan company in India.So I come to know across DHFL by hoarding in roadside.Today I want to share my Horrible experience my regarding this company.I want urgently required a 500000 rupees home loan so I visited their office.I visited their home loan department.So department manager Mr akhil joshi response me what I do for you sir?.I replied them sir I want home loan .so he said definitely we will assist you.So he asked my salary, My company, which area do you have land it is situated in village area or its nearby town, you are taking loan in name of women or others, etc So I give them all relevant information whatever they inquired.So he giving me the information that you will definitely get the loan.Please submit the relevant documents and after verfication of your documents you will get loan within 6 working days.so next day when I submitted all documents Xerox My pan card, aadhar card, land registration paper, latest 6 month account statement, itr copy, etc so they said thank sir you will get your loan within 6 working day.So when I wait for such tat given by bank when loan is not disbursed I am again going to branch they said sir we are sorry we have get a new rule that you must doing insurance with us so I tell him why you are not inform about information so they said sorry sir but it is new rule and if your are not getting insurance with our we are not able to provide you loan.So I said OK So I got insurance of 27k rupees against loan.so after doing insurance they said it will disbursed in your account within 2 working days.So when loan is disbursed in my account it show interest of 8.25% in my account.So for starting 3 Emi debit right from my account on that interest rate.But After 4 month I got message you account will be debited 567 rupees for late Emi penalty and it is shocking to see interest rate is going up to 13.50%.so I again visited their office about on what basis you are puting such a high interest on my account so their official said it is rbi guidelines and it is floating rate. So I said I want you to put my loan in MCLR rate so they no sirwe cant do this you are not giving standing instruction at time of sanction.So telling them close my account I don't want to continue so they said if your close your account you must paid 10% of your prepaid other wise we will show you in loan defaulter so it is very troubling for you to get loan from other bank .So I paid 10% of my prepaid and get a great relief.so reader if you want to get home loan don't choose DHFL.They are just here to looted people money.TotallyFraudster.
