Aug 21, 2017 08:21 PM
10466 Views
I am using the app since it has been made available on google playstore. I am completely satisfied with the working and quick transfer method of the app.
The mobile app has been developed by National Payment Corporation of India, based on the Unified Payment Interface. It allows us to instantly transfer money between the bank accounts .
The app interface is good and easy to use and the app security is also good .
We can send money directly to the bank account, through upi address, registered users of bhim through mobile number or Aadhaar number also.
We can alos request money from others.
Many merchants and retailers also accept payment through bhim and we have the option to SCAN & PAY .
We can see our linked bank account balance and we can see all the transactions which we are doing through the app.
The app is very useful for me and I think it's benificial for everyone as all of us transfer money and as India is moving towards cashless economy, this app serves this purpose very well. We can send money instantly and there is no transaction charges also upto 1lakh money transfer.
It has helped me a lot as internet banking is very long process for transfer money as it takes time to add beneficiary and then after it gets approved then only we can transfer money but in bhim app there is no such process we can instantly send money to any bank just with few clicks.
One thing I would like to mention that at a time we can set only one primary account, we don't have the option to manage multiple accounts at a time.
I have done many money transfer through this app and everytime it was very quick and payment is also secure. And one more thing I liked about the app is that we have to set a passcode to open the app and in this sense it's more secure. No one can open the app without knowing your set passcode . I am very much satisfied with the app.
