Loan On Spot - Bajaj Finserv. Review on Bajaj Finserv

Dear Friends,

On last month my mobile display got crashed like spider Net and I found it as a  chance for buyng a new mobile, and also my exiting mobile was of a outdated configuration, I have planned to buy a new one with better specs but I was running out of money as it was a tight situation, on that moment I had a conversation with one of my friend who had recently purchased a mobile by Bajaj Finance EMI card scheme, so I got interested and made a plan to visit a shop nearby.

I have visited a shop nearby and made an inquiry regarding the purchase by EMI scheme of Bajaj Finserv, and the sale person at the Outlet have explained me the documentation process. The documents required were .

1. Photo ID Proof( Adhar, Passport, License, Election ID or anything issued by Govt)

   
   




2. PAN Card

   
   




3. Cancelled Cheque Leaf

   
   

Seems to be pretty good right .:) Here I have given my Adhar Card, PAN Card and one cancelled cheque leaf on the same day itself .

Sales person have told me to select any Mobile, and I have gone for VIVO V7 Plus, Any Mobiles which we choose are eligible for Finance.

I have filled up the application and given my Proof by Evening 3 pm and left home, on the very next day itself I got the call from shop and told me to pick up the mobile as my finance got ready, I was really surprised as it took only few hours to get sanctioned, where other banks ask for lots of A to Z documents, verification calls and so on.

So friends here right below I will give some good features, benefits, suggestions and advice if you have any plan to buy any electronics or any other gadgets under a EMI Scheme.

Why Bajaj Finserv Not Other Finance Stuffs on Market

1. Get and EMI Card with specified Purchase Limit

As we know its difficult to get a Credit Card due to eligibility stuffs, here we get a EMI Card without many Eligibility

procedures

1. Dont wait until you get Aged.

It takes long days and months for many of the loans and credit card applications to get approved and sanctioned,

here Bajaj FinServ offers the service as Pre- Approved. Can be approved within few hours.

1. Zero% Interest .

This most interesting thing is that we do not have to pay interest for the gadgets what we buy via Bajaj Finserv

1. Lowest Service charges

Bajaj Finserv only charges around 750 rs around per mobile what we purchase, in my case this service charge was

paid by the Shop Dealer

Suggestions.

1. Apply Online for pre Approved EMI Card

Bajaj Finserv provides the opportunity to apply for Preapproved EMI Card online or you can download the Bajaj

Finserv app on mobile and apply online

1. Track Online

Customer can track all the application status, Loan amount EMI details everything online.

My Advice

1. Pay your EMI on Bajaj Finserv without any delay on right time, because we have to pay check bounce charges if we fail to pay on right time and that will result in a bad credit score( which is required in taking taking other loans for getting approved)

   
   




2. If you are planning to acquire a Bajaj finserv finance via a mobile shop dealer make sure that you are not charged anything extra in the name of interest as there is no interest for Bajaj Finserv finance

   
   

Overall friends I am really satisfied with Bajaj Finance because we can own what we wish even on a financial tight situation, and the service provided by Bajaj Finserv in terms of Loan approval, data updations sms alerts are really notifiable.

This is all my experience and knowledge with Bajaj Finserv, if anyone have feel anything irrelevant from what I have quoted above please feel free to comment below, or if anyone have any doubts regarding above please quote below.

Thank You,

Shamil P.S