Apr 03, 2009 02:42 PM
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*The IMINT Card
This is a card for which you don't have to make payments, no outstanding balance and no delays or late payment is associated with it. This is basically not a credit card, a card through which you can receive reward points.
You can get a good deal over a good accumulation of reward points.
IMINT has got tie-ups with the Airtel for which you get reward points for the monthly post paid bills. It has also got tie-ups with Air India, HP, Lifestyle and Make my trip for which we are supposed to swipe the card at the time of making a payment. I have also been issued this card few months back which I own right now.
Along with the reward benefits, the card has quite some "ifs and buts" as well, and the list is not that small. A few to cite:
- Difficult to link with more than one (which gets automatically connected) Airtel post paid number. It takes a long time and is extremely confusing as well.
Besides, if there is some kind of a default that has happened during the processing, it will take 20 more days to proceed.
It is clearly mentioned that one can connect upto four number of post paid connections with the IMINT card.
I have placed one such request in Feb first week and it has not happened as yet.
- One is not allowed to swipe the IMINT card if you swipe the membership card in Lifestyle.
It is quite obvious for a person to have the membership card at these branded stores if you visit these regularly or occasionally.
Thus you cannot accumulate points that way.
- *The reward points cannot be transferred from a co-branded ICICI credit card to the IMINT card.
*It is sometimes said that the points accumulated over the ICICI credit cards get doubled on linking an IMINT card to it.
