Tips on Credit Card Protection

Hi All,

I have taken CPP membership in June 2020, along with they offered me a one-year subscription to Zee5 also offered a free antivirus too.

I have registered all my Credit cards under my account in CPP, on one of my RBL Bank credit cards, which I was newly received fraud happened online on 17th October 2020 of Rs.29883/-, by luring for Gift vouchers, I have reported this to RBL Bank, but their customer care is useless and unprofessional, they told me that they cannot reverse the transaction, despite it is reported just after 10 minutes of fraud.

Now coming to CPP, I called CPP, they asked to me calm down, you've 2 lakhs worth of insurance for such type of fraud, they sent me an email stating all the documents required to claim the insurance amount. After all investigation by RBL Bank(Actually they have done nothing but time pass) and sharing all the documents required to claim on 19th November I have sent all the documents, to CPP. to my surprise on 2nd December, I got the amount in my bank account. It went all so smoothly, that I have received the amount 2 days before the due date of my payment, seriously CPP has saved me from big trouble.

My take if you are using Credit or Debit cards, CPP is must have insurance, and secondly never go for RBL Bank Credit cards, they don't how to protect customer data, and later on start blaming the customer. Just simply stay away from RBL Bank if you don't want nightmares.

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I have purchased card protection plan from CPP India for the protection(valid till 31st October), 2018 for my SBI credit card no ending with 9109(screenshot attached). Today I was checking my card statements month wise and found a fraud transaction in the month of May, 2018 statement.

Immediately I called 18004194000 to launch a complain to get the ultimate solution and card fraud protection benefit as mentioned in CPP India provided documents. But the customer care executive Mr. Rajat Kumar doesn't have any type of product knowledge and any kind of valid solution against my queries. He always tried to divert me towards some invalid solution and information like FIR in 24 hours in local police station whereas we don't know from where the crime actually customized. Actually we can only make general diary(GD) in police station but can't launch the FIR from our end. Several times I asked him to convey the call to the authentic person but can't even do this. Actually he harassed me for almost an hour but doesn't even provide any kind of proper solution.

So, it's my request to you please help me to get prior benefits of using CPP India ASAP and take prompt action. Otherwise I will go consumer court. Please find the attached for your perusal.

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Thanks & Regards

Saikat Sarkar

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I got a call from axis bank last to last week. They explained me about the card protection plan and after sometime 1649 got deducted from my creditcard.The customercare people said they were unable to fetch the details and I am not able to reach the cpp customercare as well. Not able to get the refund.

I just want to deactivate the service and want the refund back.thanks

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Credit cards are used for the purchase of goods and services at point of sale(POS) and E-commerce. The credit cards can be used to withdraw cash from an ATM and for transferring funds, so it is very necessary to protect the card.

Protection from- Breaking off the card. -Theft of the card. -Expiry date of the card.

Precautions- In any case first of all register your complain to the respective bank. Deactivate your credit card immediately a per the instruction told by the calling member. Then you have to visit the branch, Apply for the new credit card. The banking staff will block the card so that no one can get advantage. -Its a humble request that you do not right password on the card.

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It is very important to protect our credit card from anyone anyone can harm your earnings throughout your life so I have a suggested that the maximum effort to keep your credit card safe do not tell anyone for this.

Your credit card should be kept at maximum with you and his pin should not be shared with anyone, it can remove your money and you do not understand

You should be a lot attention to security of credit card, if someone's call you and ask you for your pin number you

Should do not give them your pin and any information

So, I am sure you keep your credit card more secure.

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Friends, today I would like to share my experience and some tips about the topic credit card protection.We are living in digital world, now the payment systems are also digitally modified.Trandactions are taking place through websites and application with the help of payment gateways.In such a digital century the need of protecting our payment informations is also important.Generally we are using our credit cards to make purchase through online.We simply providing the detailes of our card and allow to withdraw the balance.All these are safe to use?

Safe, if we use with a little care.First of all the credit card information should be a secret within you.Even if your close friend ask the detailes don't share with them.

Your atm pin number shouldn't be like any common patterns.Also frequently changing the pin number will make your account more secure.After doing your transaction through atm, make sure that you cancelled the window.

The next important point is don't write the pin number on your atm card.

If you are doing transactions through online, then make sure that the website or application process enough security conditions and you should be careful that you are not providing and banking details to fraud websites.The cvv number is also main important data for transfering money so shouldn't disclose this to anyone, if you do so anyone can simply access your bank account with just a message.

In my opinion, if you are going to do a transaction then make it very secretly.Because through a credit card the hackers can enter into your bank account.Credit cards are very important in this century so use with care and be safe

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These guys are totally fraud and making money from SBI credit card users. Once you get the card from SBI. You will receive a call from their call center and they tell you that they are calling from SBI Credit Card department to confirm whether you have received the card or card. Just like SBI, they will speak the same language and will start telling you all your card benefits. They speaks so fast, so that a customer lost his attention, and in between they will ask you to say YES for charge detection.

These guys are totally fraud working with collaboration of SBI bank. They will detect your money without any delay.

I have blocked my SBI card as well, however they have already detected the money. I just don't to use this card.

And going to post across social media websites to aware other customers, before they get fooled by these group of FRAUDS.

My membership# IA4387023. I want my money back from these frauds.

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Hi, I am going to share some words on credit card protection. credit card and debit card frauds are frequent these days. card cloning, skimming,

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CPP India representatives calls you and tells you nicely like we are deducting only once a year and it will not take a single tea amount per day, so pls buy and we will assure that we will help you protect your cards.

They convinced me in first year, later on I found as it is not useful. From the next year onwards even though I am not agreeing for renewal they are deducting money from my account.

This year again I said I am not interested in CPPIndia they dedcuted 2049/- from my account.

I have even not registered a single card in their website for the last 3 years but they are keep deducting my money from my savings account.

How fraud is this guys, see?

They call us for renewal and if I reject also without our intimation they are deducting the money.

Surprising this is, I didn't even register a single card from last 3 years because I am not interested in this plan, but they are keep deducting money every year.

Pls guys anyone help me how to file a case on them?

Thanks!

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Hello,

Today, I would like to give some Important Tips to protect credit card. Firstly, we should be cautious about disclosing our account number over the phone unless we know we are dealing with a reputable company. We must never put our account number on the outside of an envelope or on a postcard. We should draw a line through blank spaces on charge slips above the total so the amount cannot be changed. We should not sign a blank charge slip.We should tear up carbons and save your receipts to check against our monthly billing statements. We need to open billing statements promptly and compare them with our receipts. We should report mistakes or discrepancies immediately to the “billing inquiries” address listed on our statement. The card issuer must investigate billing errors reported within 60 days of the date our statement was mailed. We must keep a record — in a safe place separate from our cards — of our account numbers, expiration dates and the telephone numbers of each card issuer so we can report a loss quickly. Lastly, we should carry only those cards we anticipate we’ll need. These are the same tips on credit card protection.

Thanks

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Large portions of E-Commerce sites request that spare your credit card points of interest put something aside for further exchange. try not to spare these data by any stretch of the imagination. continuously put data physically to spare your well deserved cash.numerous internet marketing organizations are profiting the advantage of unemployment.they are saying so as to utilize us that you will get cash by perusing messages. watching video, make the individuals so on. do not go for a new site out judging. its character and for this reason some site and so many other site should be used to verify there mode of availability in future .the growing of such on- line activity on every span the frugality regarding various aspects is increasing day by day .so be careful of that and be smart.

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HI today I toking about tips on credit card protection I thing in that time every one use the credit card because the credit card was most important in life and every one use really easy so I thing the credit card protection is really important so I thing how to safe the credit card so I thing never you forget the credit card and second is suddenly you credit card was for any where so first of all you will customer care and you will block it and I thing every one like this comment thank you.

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Hello every one use credit card because in credit card save money and safe also credit card and not any pocket with out wallet in card and any person stolen the card when every one back card and this person give police and credit card safe in house et but so many people stolen the card but I think they machine in card when it see where is card I like credit card and all people have credit card and very easy to use tis

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Hello everyone I want to say that I am using Credit card from more than one years, in this year I learn many thing regarding protection of credit card, that's why I will give you some important and useful tips on Credit card. Really friends using credit card it's a good thing but use it very carefully as well as protection.

Tips for credit card protection.

1. First never share your card as well as it's details to any persons.

   
   




2. Avoid swipe credit card swipe to any unauthorized machine.

   
   




3. Always linked your mobile number through credit card.

   
   




4. Always check your card when returned to you after a purchase.

   
   




5. Always update and check your monthly statement.

   
   




6. Verify your all transaction. 7. Never sign on blank receipt.

   
   




7. Don't use your credit card on any unsecured website.

   
   




8. Always remember your credit card customer number for any circumstances.

   
   




9. Never share your card information on mobile phone or sms.

   
   

Thank you.

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Hello friends, Credit card protection is must. This is serious problem occur in our life and we can't live without banking.If I will get Yours Credit card details they I will able to buy anything without taking your permission. so please Do not tell anyone deail of you card to anyone. Today hacker do carding with help of hacked credit card they buy free product from amazon and pay through hacked credit card. If you think ip address They use VPN for IP change .

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MY CPP WAS GOING TO EXPIRE ON 28-OCT-2016, ON THE SAME DAY THEY LOCKED MY COMPLAIN AGAINST FRAUD TRANSACTION, AND BLOCK ALL MY 3 CARDS PERMANENTLY, BUT AFTER 28 OCT WHEN I CALLED CUSTOMER CARE THEY SAID SIR YOUR CPP HAS EXPIRED WE CANNOT HELP YOU ANY MORE.

THEY ARE SIMPLY RASCL & IDOTS. HAVE CANCELLED MY CPP AS I S DON'T RECEIVE ANY KIT OVER LAST 1 Yr. AS I AM LIVING IN METRO CITY, ALL OTHER THE POSTS AND COURTIER AND PARCEL REACH VERY EASILY TO ME WITH NO ISSUE.

CPP EXECUTIVES DON'T HAVE KNOWLEDGE HOW TO DEAL WITH CUSTOMERS, NO PRODUCT KNOWLEDGE, EVEN THEY REFUSE ME NOT TRANSFER CALL TO THEIR SENIORS, THEY SAID WE DON'T HAVE THAT FACILITY,

THEY CAN BLOCK ANY CARD OF YOUR FAMILY MEMBER AS THEY SAID THIS IS OUR MORAL FACILITY BUT NO CLAIM, WAIT GUY WHAT THE FU.K IS MORAL FACILITY, AS YOU HAVE NO CARE OF YOUR CUSTOMERS.

ANY TIME THEY CAN DISCONNECT CALLS FORCEFULLY. WHEN THEY HANGUP.

THEY ARE ONLY GIVING ANY TYPE OF IRRELEVANT ANSWERS TO ME AS WELL AS YOU ALSO.

I SAID TO THE EXECUTIVE THAT I HAVE REGISTERED A COMPLAIN REGARDING THE SOLUTION OF 1 FRAUD TRANSACTION FROM MY CARD, THEY SAID CALL TO CREDIT CARD DEPARTMENT.

WHEN I WAS A LITBIT LOUD THEY SAID, OH SIR YOU HAVE REGISTERED CPP CUSTOMER, I REALLY SORRY. THEY DON'T SENSE THAT WHEN I AM CALLING CPP, THEN THE ISSUE IS ALREADY RELATED TO CPP, BULLSHIT. SUGGESTING ME CREDIT CARD CUSTOMER CARE.

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This company is fraud no one should take insurance from this company they never gives the claim they will just trap us in their bloody formalities which will never going to be completed. They have did the same with me. My phone was damaged and I get it repaired for rs7084 and they promised me that I will get a claim of rs6084 but they trapped me in their formalities and it is not completed yet. Now I dont expect a claim from this fraud company I request everybody to not to buy insurance from cpp fonesafe.

Contact:7503412122

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I don't feel that it is a good plan. Now, no one can use our card without having pin number. Card Protection plan if ICICI is not that much good and bit expensive too like Rs 1200 or Rs 1600 annually. They will try to attract you towards the plan and will offer you some good deals, but doesn't worth enough.

They will say that they will help you to get you PAN card an all things.But pan card you can easily get in Rs 150 or less. My personal advice is don't opt for Card Protection plan, they are just fooling the customers.

If you lost any of your card, just call to your bank and immediately they will block the card thats it.!

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I applied home loan with LIC which got rejected, the reason was CIBIL Issue were my score was low, I was very upset then my friend told me about Credit Clear Company in Bangalore, I spoke to a person she helped to get my CIBIL Report then found the reason for the low score & she fixed it as promised

Now I'm very happy about the service, Thank you Credit clear Company.

Thanks & Regards

Johnson

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This is a fraudulent company. Any company that can deduct money out of your account without your permission or authorization is FRAUD.

I never received a call from them, nor was I told about this company. I happened to check my acct online and discovered a charge of Rs. 1825.

Called them and they kept telling me that I had agreed to open a acct with them last month and how they can only refund half that amount.

I can't believe their  guts to tell me that, despite me assurance that I wasn't even in the country last month. I would NEVER, EVER open an acct with this company, even if it was for free

Stay away!

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