SBI SimplySave Credit Card

The SBI creditcard is a trap where once you have entered it is impossible to come out . Worst customer care service and customer care donot have manners and parence to talk to their customers. Iam using SBI simply save card for last 3 year . Every year . I transact more thab 2 lakhs using sbi simply save card .

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The SBI credit card is a trap where once you have entered it is impossible to come out. I got this Simply Save SBI card 2 years back when a marketing executive approached informing it is lifelong free. After issuing the card the bank immediately put a joining fee. When I clarified they said it is one-time and afterwards there is no fee. Now after 2 years they have again put a annual fee+ GST to my card. This time it was totally unacceptable so I countered it and asked to reverse and close the card under interaction id(1-52121149149). The rude response came from SBI cards team including escalation team that first I should pay their imposed annual fee and then they will consider for cancellation request. Their customer care is worst and they want to take revenge to the customers by showing the outstanding based upon annual fee affecting the CIBIL rating. No other credit card issuing bank in India does this kind of highhandedness forcing customers to clear the annual fee and then only they would close the card. I am going to stay away form SBI card for entire life and I would advise everyone else to stay away too. There are other lifelong free credit cards with fantastic customer care and will not ruin your CIBIL rating by doing such malpractices. I really hate this kind of intimidation form SBI card and would certainly stay away for peace of mind.

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State Bank Of India is the leading bank and it available across the india. It provides very good services to its customer's. One of it's services includes State Bank Of India credit card. I think that it is very good Card and it has very good service's it provides a facility of reward point to its coustomers which they can redeem in the form of gift vouchers of amazon and cleartrip.

It also provide lounge access to the coustomers also movie ticket offers.

In online shopping sbi credit card provide an additional cashback of 5-15% thats a very good part. Thankyou so much sbi to provide me sbi credit card.

#SBI

#CREDITCARD

#SBIKANKHAL

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Worst customer care service and customer care don’t have manners and patience to talk to their customers. I am not happy at all with sbi services.I have mailed them 100 times that I am not using this card please cancel it. Even fraud transaction done with sbi credit card. I told them that cancel this card but their customer care didn’t forward my request. Worst service.

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I am using SBI Simply save card for last 3 years.Every year I transact more than 2 lakhs using sbi simply save card.For last three months I am continuosly getting calls from their executives for upgrading the card to elite(premium card).From the begging onwards I am sending mails to their department not to disturb me in official hours.Also I have escalated the issue to Nodal officer but they are not taking this issue as a serious concern

For redeeming points they are charging a tax with GST.So one cannot get benifits by redeeming points.

If some one is making one amount to EMI they are charging Interest as well as GST.

So many fraud calls I got with in last 3 years for SBI credit card.I dont know how fraud got the customer database details.This can be countable as a security concern

If card lost they are charging as much amount 600 with GST for a new one.

If some one will not put their call in do not disturb list they will call thousand times for offer, Promotions, converting amount to emi etc etc.

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Hi Today am reviewing on sbi cards actually I was a card sbi fbb one of his staff offered me simply save they said please use both firstly I was not ready for new one but after few conversations I agreed and after all process documentation and verification I didn't get yet when I was trying to check status it's showing we will get back soon no other status shown their even already one sbicards.

sbi cards sharing your data with diff-rents company you will getting multiple calls from diffrent diffrents dsa so please beware and ready to take this kind of calls

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Im usingSBI credit card for almost 1.5 years. Every time I charged an extra money in the name of unknown gst , Usually the gst extra money that have to pay will come at the end of the payment due date after bill generation. Usually I complete the repayment by 18 days after bill generation even if 25 days is the grace period. So when I think monthly settlement all completed and live peacefully . This gst extra will debit with the last day of repayment and that will reflect in next month bill generation.But if we won't use any transaction next month using credit card this unknown gst cause an extra charge, 100+ due to the repayment delay , with out any notification. for next month. Due to this hell I'm giving an extra 50 RS more for repayment.Last month I used flexi payment for rs. 6671.46 for 6 months.The repayment burden is as follows; EMI: 1154.45Interest: 72.27Tax: 13.01( a) So total the above for 6 months= 12406= 7440 approx.( this will have a chance to increase only) (b) And service charge for converting to flexi 199+ 35.82( tax) =235( a) + (b) = 7675 has to pay as sum total. That is 15.42% extra has to pay in additional.SBI CREDIT CARD FLEXI SUCKS

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HI

SIR/ MADAM

I applied for sbi credit card SIMPLY SAVE card . in SBI branch.card exceutive approached me. and explain in detail about simply save card.i applied for a credit card on 13 nov 2018. my application number is 2131706013965.

i received a message from sbi card & given me a application number. next day I checked my application status onine .it said your application is rejected. but why my application is rejected . what is the reason. please explain. I tried many times on online.every time got rejected by SBI CARD.even I have 3 credit cards from other banks. it is my kind request to you please give some light on this matter.

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Never go for SBI CREDIT CARD. They are exploiting customers. Lot of hidden charges will add. They wont give detailed estimated bill.

I had to pay tax amount for without any transactions. SBI CARD support is very poor. If you have SBI CARD, please check every monthly bill deeply. Otherwise they will loot.

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Have learn lots from company .various kind of work data sheet maintaing well , call base lead generating .etc work place as professional . on floor rules and regulation maintain good .

lots og good resspected sales manager lots too learn from them experience .lots from company

Pros

not more good

Cons

at last it quiet knowledged for future in telecalling background process

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Am using SBI Simply Save Credit Card and the services are really worst, the computation of interest calculation is the worst calculation because they are charging the interest on your entire amount. In the month of June I did the transaction of 57893 and I paid 56711/- on time rest amount is only 1167/- EMI amount. but they are charging the interest on entire 57893 amount which is not digestible.

On Customer care I asked them what is the computation they told me that we are charging the interest on entire amount and I ask them to charge me on amount which I not paid but they denied.

I Suggest you all donot apply for any SBI caredit card because if like this they are just taking unnecessary amount from our pocket.

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The sbi bankhas so much security that no one can take money but some people who are theif does not understand it is an bank where we can transfer money and this can be use by all people and can given but not those who are theif we do hard work and get the money transfer to bank sbi I will always support sbi bank because it is helpfull for us and not theif by the theives I always comment to people that they have to choose theor best bank and support the sbi bank and also tell their freinds and relatives etc.

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Hi I m using this card from last 1 year its very easy to use it. I m getting lots offer and points also on this card. I getting encash offer from sbi without applying so I m very happy n thankfull to SBI. Its very easy to aaply also just sbi card website choose your card and fill some details after that if your all paperwork work good then card will getting in 15 days

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I use SBI visa card which is very easy to use. The interest charged by SBI is the lowest amongst all banks. Although they insist to send the card statement by e-copy i.e. email because I have insisted for a hard copy they have agreed to send it by courier post. The billing cycle of SBI cards is such that if you buy a product today on credit card, because of their billing cycle, you get somewhere around 45 days to pay the credit card dues. Their followup on over dues is also not very harsh. My credit score is good, hence they always remind me that I am eligible for a loan at a lower rate of interest. One drawback is that when you have a query on your card item, the call goes to a call center and we need to press a whole lot of numbers and character on the keyboard before a human sound comes on the call. This is many times frustrating. Unless you can control your spending and discipline yourself on the use of the card, a user can go bankrupt very soon by the use of plastic money. Users beware.

Dear all.

I have Planned to take SBI Credit card.Today I got call from Simply save Master Team They telling that they can give a Credit card very quickly.i would like to know should I proceed with simply save Master team or not? Or Which way is better to take credit card of SBI

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It's not bad, it's very bad. I applied via application#2111806019915. Received email with approval of credit limit Rs 3, 63, 000/-. After verification, Salesman Mitul M: 8140929260 informed card is sent with credit limit of Rs 75, 000/- so return the card. After card was returned, received email from sbi informing application rejected due to insufficient documents. These fools hamper the CIBIL score.

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Hello friends

I have credit card of sbi.

I haven't applied for it but someone reffered about me and provided my contact

So they called me

And said that they are offering a credit card to me with 1 lac limit

And asked for my pan card details etc

I gave all details to them.

And after few days I received a new credit card

From sbi cards

I didnt use card for 2 months

after two months I purchased something

And made payment

For making that payment they charged me about this penalty that penalty this gst that gst etc etc

Although I paid all that

After Few days I again purchased something

and paid the amount leaving rs.392 only

And I forget to pay the due amount rs.392

on due date sgo they charged me with the penalty of rs.135 amounting total due of rs.527

I called their customer care

and asked for that

but they didnt reply me satisfactorily.

Not satisfied with their reply I didnt paid the amount.

After few days I purchased something

and I got email of total amount due

I got shocked

Because the amount which was due was greater than the purchase which I made.

so I urgently called customer care and asked for that

they reply me that u haven't made the payment of rs.527 due to you

Was penalised with rs.400 and gst extra on it.

total amount which was due on me for not making payment got the total of rs.1256.

But the actual amount which I didn't paid was rs.392.

Very disappointed with their services which they provide.

Number of charges they are charging on the customers who are ready to pay the due amount but they are making customer not to pay that actual amount.

Very disappointed

I personally say everyone not to apply for sbi credit card as they are charging penalty without any genuine reason.

Thanks everyone.

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I had a bad experience with sbi simply save credit card in 2014 year. Once I had used the credit for shopping beyound my limit and after that the sbi company had called me to pay the minimum charge of Rs2000 and this continued for 3 years and then I asked them that the amount I have payed till date is exceeding the amount that I have used. After 1 day I got a call from the office and they said that your outstanding is 50, 000 and what I have payed till date is the minimal amount to continue your card and they said that you have to Rs 50, 000 more means I was tensed that till now what I have paid was of no use. Then after someday I have paid the money to them and I stopped using the sbi credit card. They always told to their customer lie and always charged the extra money means not less also very large amount of extra money. I reccommend to all that not to use sbi credit card because this is the worst credit card. I am also dissatisfied with this credit card and the sbi company.

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Think before you apply for SBI cards. They have most pathetic service if your card has a dispute transactions on any of your card.

I have experienced it.:( It's been more than 120 days as per their terms and still, they don't have a proper resolution for it. Customer service representatives are just there to copy paste templatized responses. No one actually wants to resolve your queries as I doubt their capabilities.

If you contact their call center they don't understand your problem until it is a simple one.

So before applying think .twice., thrice. or. just forget it and go for other better options. Because they hardly care for you once you become their customer.

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Simply amazing credit card.i have been using this from past one year and this is really good.go for it and dont think back for this.you all will get satisfied woth this application credit card.sbi is simply amazing and trust worthy.????????????????????????????????????????????????????

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