IRCTC UBI Prepaid Card

I have this IRCTC UBI prepaid card on 27.10.16.It was likely good.Because like a credit card and I have bought many tickets from IRCTC website with the help of this card.But this card was not a good facility like tatkal booking.And it is very bad experienced to cut extra additional service charges with all tickets.I request to the UBI Bank to clear this problem.Otherwise many people to refuse and return this card.

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Among all IRCTC prepaid card I think the UBI one is the worst one. The prepaid card works more like a credit card. You should never use this card while booking tatkal tickets. These card slso has some additional charges that they don't clarify but cut from your main balance. I was also unable to get refunds several times during cancellation of my tickets. I contacted both IRCTC and UBI, but never got any satisfactory reply from both sides. I think SBI prepaid card is much better than this card as you get timely refunds?

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Never every buy this prepaid card, you may think that it will helps on tatkal booking time. But it is not available on the tatkal booking time till 12noon. Then why we need this card. And also this card is just like a credit card as you have to give all the 16digit and pin as well.

Never buy for booking tatkal kind of ticket.

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