MouthShut.com Would Like to Send You Push Notifications. Notification may includes alerts, activities & updates.
Secure your account
Please enter your valid contact number to receive OTP.
Just one step away to protect your account with 2FA.
Protect your account by adding an extra layer of security.
Home > Personal Finance > Credit Cards > HDFC Titanium Edge Credit Card
HDFC Titanium Edge Credit Card
Customer Service:
Rates and Charges:
Satisfaction:
The ingenuineness of this review appears doubtful. Justify your opinion.
I feel this review is:
The HDFC Titanium edge Credit card is an average credit card with some basic features and hardly any benefits, ideal for those who just need a card and not privileges. A tough to reach customer service and a cumbersome process of service requests like address change and all adds to the bad reputation.
The rates are quite ok and for select customers its even free but overall satisfaction is hardly met with this.
View more comments
Today telling about Hdfc titanium edge credit card. The card is eligible loan given in all jenuen customes and good credit customers. And the credit card is issued and taken money in all credit informations.
But the card issue to totally too much high interests and too much money month by month credited this account. All charges are very high charges and intrests, total amount, late fees, chase fees totally too much high intrests in this credit card. So who is taken this credit card once you will think than after taken this card.
Hello I have hdfc salray ac and Hdfc bank is my one of fav bank they give me many offer and im use thus credit card for 4 year its a very good card I m happy with this card offer or cash back on selected website easy to use card not hide charge accpected by all leading atm machine or kiosk Airport resturant im happy to use this
YOUR RATING ON
Hdfc crdit card is verry verry usefull and
And hdfc credit card 50 days intrest free priead
And use defirent cash less payments.eg.mobile bill
Insurence payment fund franfer other credit card
And electrcity bill and discount and rewards point
Much more or insta loan jambu insta loan verry good.
I did not face any hassles on my HDFC credit card bills, Everything was proper and prompt they used to send bills on time. HDFC was good in credit limit for the normal usage. I wont prefer much offers, Because I do normal transactions with my card Use this card
Hdfc Credit card is very helpful for me because I'm frequently fly all over India and out of India also.but I didn't see any problem or issue related card.if any time to call customer care they always support you.billing cycle account statement is always on time on your email address.so that's why I am giving 5 out of 5.
Hi friends I am using HDFC Credit card more then 1 year. I have also using icici bank credit card but Not to conparison Hdfc card .manny offer providing hdfc bank card and provide smart EMI option lowest at intrest rate . it has provide highest limit comparisom to other bank. Friends I would strongly recommed HDFC credit card to every one .
HDFC titanium edge credit car is the best card for HDFC bank becouse I have this car and I am using this car since 6 month and am very happy for that I have this card becouse I always make payment for this card this card have many more offer like discount and cashback for some percent I thia card is very good rates and charge is very good affordable not to take a high charge for this card rate so now am very happy becouse I was got more of good service from this crefit card and HDFC bank really good
I am not just individual let us know this card great, numerous individuals says this card is so great.
. Its my by and by experience this card is extraordinary
HDFC Mastercard is the one of the best card to another cards .
Its emi benefit and another sevice is great . HDFC bank is give best administration in charge card .
Be that as it may, this is valid on the off chance that you can utilize right way so this is great yet in the event that you can utilize wrong way its dangous .
So I can say to all viewers utilize card safly and use in right way .
I am utilize Hdfc titanium ace card .It is great charge card and its administration is so great
Hi friends, I am using HDFC Debit card service since 6 years because it is mine salary account, I was looking for credit card and I applied ICICI, Citibank etc but no one was responded, When I contacted HDFC credit card team they have provided me the card with in 10 days. Some one told the charges of HDFC are too high when it comes to transaction or surcharges etc.
I must say the good thing of HDFC people I am using their service from more than 3 Months I have never been charged extra as per agreed charges they have charged. They provide zero surcharges on petrol and I have the option to convert in Emi if I go for a shopping for a amount which I spent for more than 2.5k so there are lots of option even for the next year the service charges are also not applicable for me that is the great thing and I get good points if I use my card in any place. I can feel good when almost 99 percent people accept HDFC card, That is the best part.
I already recommended this card to every one in my family and in my office almost nearly 10 Members applied out of 10 the 7 People already received the cards they says HDFC service is too good to compare with ICICI OR CITI Bank.
Best part is when it comes to online when I use their website it is too simple and secure that I can purchase or make payment instantly, The server works fine 24/7 no issues comes to servicing part.
Guys this is the go to card you use it and experience it, I bet you will say this is the best card to have it in your pocket.
Credit card is a very essential product during emergency situation for anyone.You can use this credit card during any kind of money transaction like shopping, fund transfer, recharge mobile, dish tv etc., also can use it emergency money need position by cash withdrawal from atm.Good services provided by hdfc there are various features of this card like free movie tickets per month, no yearly charges
I am use Hdfc titanium master card .It is very good credit card and its service is so good . HDFC credit card is the one of the best card to another cards . Its emi service and another sevice is good . HDFC bank is provide best service in credit card . Its my personally experience this card is great . But this is true if you can use right way so this is good but if you can use wrong way its dangous . So I can say to all viewers use card safly and use in right way . I am not only personal tell us this card good , many people says this card card is so good.
I wanted a credit card because it is useful in many ways and I was told the fastest is HDFC so I applied for HDFC credit card and it really came soon. I read all the details but I kept the card only for emergency use and after few months I had to pay some hospital bills so I though of using the card and because they did not have the swiping machine I called the bank, I had an option to convert certain amount to cash which will be transferred to my salary account and then that can be paid back in installments which will be directly debited from my salary account. I was very happy and agreed to get 15000 transferred to my account and the agent on the call said I can use the money immediately she also explained the charges and the interest but I don`t know what went wrong and the installment did not get deducted from my account and then I was charged some thousands extra I also called the Branch Manager and asked them to mail me the statement but I did not receive that plus there is no information on the internet banking(useless website) and I started getting harassed but the collections department. It has been three months and I only get collections calls but my main issue is not resolved and neither does the collections team try to help. It`s sad but Banks are only meant to Loot people
I will never recommend this bank:(
I have applied for a credit card on 2nd July 2016 and till now it has not been issued. I have given 4 6 verification calls. HDFC has a very low profile customer handling process.
I have a SBI ccard,kotak ccard & citi bank credit card too but don't know what HDFC people do.
Even I am wondering how my term plan will be treated by these people. They are unaffected and irresponsible people. Never take a service from HDFC.
Pros:-
1) Cash Back Offer:- You can redeem your reward points in cash.You will get 2 Reward Points on shopping of Rs.150 & 3 Reward Points on Dinning Spends.(100 Reward Points= Rs.25/-)
2) Interest Free Period:- Interest free period varies from 20 days to 50 days.
3) Fuel Surcharge Waive:- Fuel surcharge is waived
Cons:-
1) Interest Charges are very high @ 3.40% per month on revolving outstanding facility.
2) If you forgot to make aishwaryasingh23ment of your outstanding, Late aishwaryasingh23ment Charges & Interest Charges will be applicable.
3) Cash Withdrawal Charges & Interest Charges will be applicable on cash withdrawal from Cred824it card.
4) Overlimit Charges:- If card gets overlimit charges will be applicable @ 2.5% of overlimit amount or Rs.500 whichever is higher.
Friends I have been using hdfc credit card more than year. While choosing credit card I was so confused which one to have.
I did some research on this I came to conclusion that HDFC offers best benifits. It has highest limit among icici city and hdc.
Also it has Higher cash advance limit. It offers very goid discounts on smartbuy. I would strongly recommend hdfc credit card to everyone.
I had applied for hdfc credit card few months back but mine application was rejected.
Reason which i was given for rejection was only that you didnt have any relationship with there bank and also didnt have any credit cards in past of any bank.
As I had given all there required documents all mine accounting papers and etc.
I would just not recommend to people who are not haveing credit cards in past for fresh appication its just time waste to apply for credit card your application would difinatly will get rejected.
Credit card is a very essential product during emergency situation for anyone.You can use this credit card during any kind of money transaction like shopping, fund transfer, recharge mobile, dish tv etc., also can use it emergency money need position by cash withdrawal from atm.You will get total maximum 50 days grace period to return shopping bill or money which you would transaction by the credit card.I used HDFC Bank platinum credit card befor now I am using HDFC Bank platinum money back credit card.It is good product.No hidden cost in transaction, all transaction fees are open.According your transaction the fees will require.This HDFC bank credit card is looking good and stylist, basically coulore is bluish.Inbust name will appear on the card.But one thing is if you pay your payment after payment date then Rs.700 will be late fee charge, and over limit charge is Rs.500.Just you have to maintain it, otherwise it is usuable product to customer.Customer service is very good.
Good services provided by hdfc there are various features of this card like free movie tickets per month, no yearly charges, emi facility and its an international card
But limit of this card is decided by hdfc only because it depends upon income of customer
1) I am using this credit card since last 1 yr. I got to know about this card when searching credit card by googling through bank bazar. After put my data and salary they advise me to apply for this card.
At the time of verification, company repesentative start me to conveince about purchase health insurance and wallet card holder policy take. Thats a good business policy of HDFC bank.
2) Billing wise good but they having some hidden charge but little small. Like processing fees card fees like that every month they cut. It 1 rs, 2 rs, .66rs etc. Most of people ignoring that.
Redeem point is good though me not yet claim my 3000 points.
They initial gave me limit 50k and 20k cash including that.
3) Good offer always there for online marketing and utility bill payments which me paid with Paytm. Both working at a time.
4) Remember try to pay with in 50 days of transition either interest rate is high. They told its 4% but its high. If you borrow direct cash try to give back with in time.
Most of online shopping company accept this card with good cash back offer.
Over all experience is good.
Showing: 1 - 20 Reviews on HDFC Titanium Edge Credit Card
Photo Uploaded successfully.
Upload photo files with .jpg, .png and .gif extensions. Image size per photo cannot exceed 10 MB
Upload menu files with .jpg, .png and .gif extensions. Image size per photo cannot exceed 10 MB
See all Photos
Select a product from search suggestions
Free MouthShut app saves money.
OTP Verification
Verify
An OTP has been sent to your email and mobile number. Please enter OTP to verify the account.
Didn't receive? Resend OTP
An OTP has been sent to your email address. Please Enter OTP to verify your email address