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HDFC Bank Visa Credit Card Image

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33%
1.94 

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HDFC Bank Visa Credit Card Reviews

aavijit1MouthShut Verified Member
Durgapur India
Reliable credit card, at par with HDFC standards
Jan 15, 2016 02:12 PM 7849 Views

I have been using HDFC VISA credit card for almost 4 years now. Did not have any issues with them till date. Got limit enhancement several times & card upgradation as well. My card is a moneyback card & I redeemed cash for points several times.


With this card I availed cash back offers from different online shopping sites several times which saved a lot of money. Overall I am fully satisfied with this card & wish to continue with the same on long run.


srjdas5MouthShut Verified Member
Digboi India
Hdfc.credit card Review
Jan 06, 2016 02:38 PM 9289 Views (via Android App)

HDFC banks have a very good service in terms of account handling and all. Ease of using the account is too easy.


But something that happened with me was I didnt get my credit card process approved for some reason and I am still unaware of it. I went to the customer for the details he was like ok I will ensure that what is the problem, but till date I am not aware of the isssue. My account was create with same info, but credit card was not issued. Bad experience all through.


sat4uMouthShut Verified Member
hyderabad India
Good
Jan 05, 2016 08:31 PM 9508 Views

Hi guys, this review about the one of the best bank services.i.e HDFC.i recently took a credit card from this bank.Credit Card was really help full for me when  I was going through  the financial crisis. One time I paid dues, one week late, but the bank didn’t charge anything for that after requesting from customer. the bank providing better offers for long time customers. Finally excellent customer care service.


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vemulaajayMouthShut Verified Member
Karimnagar India
Useful,when we having no money
Jan 05, 2016 08:28 PM 9770 Views (via Android App)

Credit cards are provided for the job holders.And it is like debit card.The main difference is the money only.If we have any amount in our bank account, we can use our debit card to withdraw money.And the credit card having best features than debit card.


Credit card is useful, even though we have not enough money in our account.But the main disadvantage is that credit card is not provided for unemployed persons.It is for employees.If anywhere we used the credit card, the money will have to pay by us after certain duration of time.


After exceeding that time, we have to pay high interest to the money.In emergency cases, it is helpful.Unwanted cases, it is not useful.And by using credit card, we have to take a loan in any authorized banks.And we can pay the bill amounts such as electricity bill, Water bill, postpaid bills, etc.I suggest credit card.It is so helpful.


kishorkishor14143MouthShut Verified Member
India
The best card for any thing
Jan 05, 2016 11:31 AM 10057 Views (via Android App)

I have been using hdfc credit for 2 years I liked it the most because they are no restrictions like any other bank.the best thing about this bank is customer service the hdfc staff will care the customers very nice.they dont irritate like other banks sbi, iob, ubi.the transactions on online is very fasy than any other bank.they are less chances for fail transactions.hdfc bank and atm is situated in almost every city.the bad thing about this is we cannot deposit amount in any other place so we have to deposit only in account opened branch.the registration of net banking is very fast because they will provide customer id for every account holder and just we have register for pin.the charges of hdfc bank is little bit higher.they will provide some extra features like smart emi which is very useful.the vertified by visa registration is very simple and secured.they ask to change the netbanking pin for 2-3 months which irritating because we have to remember new pin.almost it is a best bank.


sawanfciMouthShut Verified Member
Sitamarhi India
Hdfc visa credit card
Jan 04, 2016 10:45 PM 9834 Views (via Android App)

I have use hdfc visa credit card since last three years. The service of this bank is really outstanding. The customer support of credit card division is  very active and full help and advice in all maner. This bank credit card support maximum website to payment online and offline.


From hdfc bank, always provides cash back depending upon terms and condition. EMI loan facility with minum interest rate is any time available in this bank. If you have a sallery persion and u earn  minum 20, 000/ per month then easely get credi card. 45 days free payment period. Aftrt that bank will take interest. I always use this card first prefired. Thanx to hdfc that provid me credit card without annual maintenance.


raghusanakkayalaMouthShut Verified Member
Vijayawada India
HDFC Bank Credit Card
Dec 28, 2015 07:57 PM 11283 Views

I am abuse HDFC Diners mastercard since last 6-7 months. I used to be informed this card was liberated from cost. on the other hand they charged Maine 1800 government office when three months. after I enlisted a feedback, they same that I really need to pay this expense as an aftereffect of I really have marked a report wherever this charge is specified.


At that point I did a few investigation and that I found that if ten, 000 or extra is spent on the cardboard at interims introductory ninety days, then this enrollment charge of 1800 is waived off. I had acquired a camera cost 40000 at interims starting ninety days.


Along these lines, I enrolled a fresh out of the plastic new feedback and specified this provision. I began accepting calls from HDFC combination division. These people talk in cruel dialect and for all intents and purposes irritate the customer for the social occasion. the get-together division and customer consideration office don't appear to be in synchronize with each other. customer consideration office does not mind with respect to your criticism/dissensions. there's conjointly a grievance office that ne'er pays consideration on the customer. I ne'er got any answer to my sends sent to grievance office.


vimalyadav112MouthShut Verified Member
India
HDFC Bank Visa Credit Card
Dec 28, 2015 07:51 PM 11175 Views

I am exploitation HDFC Diners mastercard since last 6-7 months. I used to be told that this card was freed from price. however they charged Maine 1800 federal agency when three months. after I registered a criticism, they same that I actually have to pay this fee as a result of I actually have signed a document wherever this fee is mentioned.


Then I did some analysis and that I found that if ten, 000 or additional is spent on the cardboard at intervals initial ninety days, then this membership fee of 1800 is waived off. I had purchased a camera price 40000 at intervals initial ninety days. So, I registered a brand new criticism and mentioned this clause.


Then they same that this dealing is born-again into EMIs and conversion isn't eligible for the fee release. I verified the documents received by Maine and located that this EMI conversion clause isn't mentioned anyplace within the document. Still HDFC is demand that I need to pay this membership fee.


I started receiving calls from HDFC assortment department. These folks speak in harsh language and virtually harass the client for the gathering. the gathering department and client care department don't seem to be in synchronise with one another. client care department does not care regarding your feedback/complaints. there's conjointly a grievance department that ne'er pays attention to the client. I ne'er received any reply to my mails sent to grievance department.


Bad Idea to Use this Credit Card
Dec 22, 2015 11:29 PM 12112 Views (via Android App)

Disgusting Experience with HDFC Credit Caed. I was using Hdfc credit card, credit limit was 25k . After I used it for few months I got a call from Customer care saying that my Usage is good enough so my Credit limit would be increased to 1 Lakh . So I agreed to it, handed over my Old Card once I got my New Gold Card.


Next I did some shopping of around 60k, and when I went for Billing I got Shock of my life when the Retailer informed me that I cannot shop using the card as I dont have limit over 25k, I called the customer Care immediately, they said though Gold Cards are for limits more than a Lakh, but still for your account its still 25k . So you cannot shop for more than 25k .


I stopped using their Credit Card since Then .


rahulbarotMouthShut Verified Member
Rajkot India
Fantastic Cash Back Offer.
Dec 22, 2015 12:50 PM 11889 Views

I am use Hdfc Bank Visa Platinum Credit Card last 5 year. Hdfc Visa Platinum Credit Card given you 15% cash back on Hotel booking at makemytrip.com, 5%Off in bookmyshow.com, 5%Off in Big Bazaar shopping, 10% off in domestic flight booking, 30% off on jabong.com minimum purchase of Rs 1299. Also Hdfc bank visa credit card superb in taken loan. I am taken 10, 000 Rs loan at .99% interest rate. So I am very much happy. Now company offer his jumbo loan at very lowest interest rate.


This is really very helpful to customer. I am share you my truly experience here. I am also buy for my wife samsung mobile with Hdfc Credit Card EMI option. Really this card very much useful to me. Company tie up with his 350 merchants. so you buy your product with discount rate. Another plus point is when you buy product you also received reward point. This reward point you withdraw and taken your gift as per your reward point. I am per my view this is very fantastic credit card. I am commanded every one to buy this credit card. So Save Your Money 365 Days With HDFC Credit Card.


work4sure85MouthShut Verified Member
New Delhi India
HDFC Bank VISA Credit Card
Dec 12, 2015 11:47 AM 14434 Views

HDFC Bank VISA Cred824it Card is good card, and it's feature is also good some of the Card is free for life time by the HDFC Bank. This card is accepted by most of the retailers. online transaction is too easy with this card. I have been offered Jumbo Loan and insta jumbo loan offer on this card for most of required time at very low rate of interest @ .99% only for 6 months to 48 months loan term. If I used to shop and convert it into the EMIs then only 13.2% rate of interest being charge for p.a. only.


Thanks to HDFC Bank Cred824it card which always help while I am needy. If I have to make Balance transfer then also it is very useful at very low rate of interest.


iqbalahmad78MouthShut Verified Member
aligarh India
It's raining cashbacks
Dec 08, 2015 04:35 PM 13377 Views (via Android App)

I have hdfc bank credit card. I have referred many friends too. I have earned 2000 rs.for every shopping I get minimum 5 %  cash back.for movie tickets I get 15% cash back.i have bought few products on emi as well and the interest is nominal.fuel surcharge waiver given at rs 250 every billing cycle.


The bill us also generated after 50 days which is 45 days for all the other banks.it is feasible product and it helps me a lot to meet my need.


adityasingh10000MouthShut Verified Member
Asd India
Fraud by hdfc bank
Dec 08, 2015 08:04 AM 14576 Views (via Android App)

I am a credit card holder of hdfc bank, I am using it since 5 months, I made so many transactions using it on shopping and recharges but when it came to bill I have so much of disatisfaction with the services offered by hdfc bank, they used to charge me unnessesarily, sometime they charge me 171 service tax per months plus 545/- per month financial charges, and theh even deduct 17 to 18 Rs automatically when I talk to my phone banker they say it happens like this only. They even debited the charge of card for first year customer too as when I got my hdfc credit card they told me.that the card charges are not applicable for first year credit card customers.


Do not use it people.i have seen the bad consequences of this card.


altunaik29MouthShut Verified Member
India
The bank you can rely on
Dec 04, 2015 07:25 PM 13573 Views (via Android App)

I have been an HDFC bank account holder for the past three years but recently I issued a credit card from my HDFC account having a limit of 1.15 lakhs from the Mazgaon branch which turned out to be really helpful to me for GRE applications I had to use it but due to some technological problems the transaction was cancelled but the amount got deducted I immediately called the customer care they were really helpful & guided me throughout the recovery process after it I have used it many times for online shopping & the results were really satisfactory.In my opinion HDFC provides you with the best of service when it comes to credit cards


Amritsar, Punjab India
Cheaters/Liers Worst customer service HDFC
Nov 28, 2015 12:52 PM 16441 Views

If you are handling Hdfc credit card I would advise you to Blocked your card now and don't use further if you want to be happy otherwise this bank will make your life hell. I am customer of hdfc bank from long time.


But till the time I have not interacted with their customer care service I was happy but after interacting them they have made my life hell and screwed up my happiness.


I have taken hdfc credit card 2 years back for 18 months I have used card and have made regular payment just 6 months back my card was lost I tried to contact customer care so many times but some time there numbers not get through and some time I have to wait on ivr for long time but can't get through I visited their branch but they did not helped and said you need to contact customer care only at last after 1 mont.


I got my card blocked and when I asked for my statement I never received after that they started calling me to make payment as you have outstanding pending but did not share me statement I have sent so many e-mail and called up their customer care but they did share my statement and just asked me to make payment whatever amount they are saying this took almost 2 month.


But I never get any positive response even I talked to their manager also he was also like to same customer care person after 2 months they have hold my saving account and forcefully taken money from my account I called up their customer care helpline and they said because you have not made payment from last  months so we have taken money from your saving account they have taken all my saving account amount and I left with nothing. I was literally cried over the phone but they did not help me out. I even not used that amount but they have charged that amount from my saving account then I have requested for settlement that whatever is the amount I will pay just raised settlement and just blocked my card permanently.


I have sent several e-mails and calls but they did not helped me out and just kept me on waiting for almost 3 months that we are getting necessary approval from head office last week finally I got call from collection department manager sukhvir that your card has been settle and you need to pay amount in 8 installment I accepted that but after 1 week that manager is not accepting my call and just ignoring me and now they have put my numbers in block list. This is worst services of HDFC that I have ever face in last 6 years.


nag2006527MouthShut Verified Member
Chennur India
High interest rate on late payment
Nov 25, 2015 03:23 PM 16969 Views

I have taken HDFC credit card since I was salary account holder of HDFC bank. When I started my journey in IT industry I felt credit card was a status symbol, later I came to know how painful it is when you are not able to clear the debth intime.


I have taken jewellwry for my mom worth 40k through HDFC credit card, later some days I was unable to clear the debth, but I got a message from HDFC saying you need to pay a minimum amount of 2k+. so I was happy in paying monthly 2k+, after 10 months of continuous pay I checked my balance still I need to pay 40K, then I was decide to clear the whole 40k debth and cancel my credit card services. from then I was veru happy. I am suggesting people dont use credit card simply without knowing the consequences,


Best in Best
Nov 24, 2015 07:24 PM 16047 Views (via Android App)

According to me credit card should be from HDFC bank, they are nice and gentle,


and they also provide so much cashback on many online or offline stores,


Service is decent


Customer care is responsive


Whenevr I call them, they provide all information with a solution


Stop using HDFC credit card
Nov 18, 2015 06:39 PM 16707 Views

Please stop using HDFC credit card. Not able to reach customer service phone no., Not able to know proper details of the credit card in the login cc site. When to pay the bill, when it will generate god knows.


Please get the ICICI if needs or stop using any credit card. STOP using or Applying.


Regards,


Your Friend


Poor Service
Nov 14, 2015 12:19 AM 17185 Views

I am facing very poor service from the HDFC credit card team. Every day the HDFC people are calling and asking to take a insurance policy which is creating a frustration.


Also whenever I plan to choose to pay using the HDFC the OTP will not reach the mobile in a proper time even though the mobile network is fine and getting messages from others. Due to which I am planning to surrender the HDFC card now.


The worst customer service in Banking sector
Nov 13, 2015 07:55 PM 16730 Views

The worst customer service in Banking sector.The credit card services are not good at all. Moreoevr when we tried to reach CC, Taking 15 mins of time To connect.


Totally Unsatisfied with either service and creditcard. Even through bill paid, its taking 4 or 5 days to reflecting.As a reslut tempararly blocked My card.This is sh*t service.


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Recent Questions and Answers on HDFC Bank Visa Credit Card

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can i use stockist address as a office address for hdfc credit cardcan i use stockist address as a office address for hdfc credit card

Feb 29, 2020

By: susmitasaha9

Answers: 0

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my payment date is 24th if i purchase on 24th when i should to pay

Mar 25, 2016

By: jayarajeugine

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Hi, genuine user feedback welcomed....

Aug 21, 2006

By: ajay_merchant

Answers: 0

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