MouthShut.com Would Like to Send You Push Notifications. Notification may includes alerts, activities & updates.

OTP Verification

Enter 4-digit code
For Business
×
transparentImg
Upload Photo
Centurion Bank of Punjab Image

MouthShut Score

40%
2.40 

Phone Banking:

ATM Availability:

Internet Banking:

Customer Service:

×
Supported file formats : jpg, png, and jpeg


Cancel

I feel this review is:

Fake
Genuine

To justify genuineness of your review kindly attach purchase proof
No File Selected

Centurion Bank of Punjab Reviews

thecajatinMouthShut Verified Member
Delhi India
Canturion bank of punjab
Jan 30, 2017 08:38 AM 2653 Views (via Android App)

My experience is quite bad with this bank.


I had placwd the online order and made payment through net banking mode mobile banking is quite good as far for fund transfer amountbwas debited and marchent did not recived any of the fund. And I got the massage on mobile of amount diduction.


I cordinated to the staff but they told me same think amountbis gone from the portal so check with the merchant. I was humiliated very badly for 10 day then made mail to girvances and redressal team they helped me out and refunded my amount.


ATM are rearly to see in any of location thank to other bank.


sainisandip3MouthShut Verified Member
Rohtak India
Much cry and little wool.
Jan 29, 2017 08:11 PM 2503 Views (via Android App)

Friends.


centurion bank of punjab , this bank branches is not available in many city, this bank services is not good friends.


this bank name belong to one pharase much cry and little wool.this bank customer service is too poor.


customer service is too bad friends, bank stuff never helping the customers anytime.its so poor bank friends.


this bank netbanking service and phone service also too bad and not available good services.


centurion bank of punjab services is too bad like that a much cry and little wool.


bkp_iterMouthShut Verified Member
Bhubaneswar India
Centurion Bank, A Customer Friendly Bank
Jan 01, 2016 12:06 PM 3421 Views

I have a good experience with Centurion Bank of Punjab. In the year 1999, I took a loan from this bank for my Hero Honda bike and repaid it in a year's time.


Then afterwards, in the year 2005, I availed a personal loan of Rupees 1, 50, 000/- approximately. But before I could repay the entire loan, this bank was merged with HDFC Bank and the rest amount was paid to HDFC Bank. Nevertheless, I truly admire the services of Centurion Bank.


They never harassed me any way, although I paid all EMIs in time. Neither they charge any hidden fees which is very important considering that many private sector banks do these days.


YOUR RATING ON

Centurion Bank of Punjab
1
2
3
4
5
''Sucks''
May 10, 2002 10:58 AM 4272 Views

Recently, ''Business Standard'' has ranked Bank Of Punjab (read as BOP now onwards) as the No. 1 bank in terms of efficiency and No. 9 for overall performance.


____________________________________________________________


BOP is a private bank who saw her dawn after the banking sector was opened for private players in 1994. At present, its having having 92 branches all over India having its major existence in North India providing various services such as Savings and Current Account, Demat Account, ATM card, ebanking, etc.


Usually, it is been said that private sector banks are thorough professional and are always on their toes to provide best services to customer. But, mine first hand experience is of contrary kind in context to the general opinion. I have an account with this bank since November, '01. It took almost 10 days for them to process the account and another 60 days for them to mail me my ATM card. Minimum Balance required to be maintain to operate a Savings Account is Rs. 1,000/-. If you fail to maintain the minimum balance they charge you Rs. 50/- per month. Cheque charges are Re. 1/- per cheque issued. For all the cheques, I deposited with this bank the credit of it I got it in the account 3rd or 4th day from the date of deposit (nowadays even nationalised bank gives credit of the cheque deposited the next day from the date of deposit). I and a friend of mine (he too holds an account with this bank) wanted to purchase a vehicle on hire purchase and so we demanded 48 cheques from the bank but they informed us that they can't issue more then 25 cheques at a single point of time, when asked that why is it so the manager informed us that he doesn't have the authority to issue more then 25 cheques. We were stunned ( I was deadly in need of 'Hajmola' - digestion pills). Further, I had applied for a loan even after submitting all the relevant documents my application was rejected. When asked to furnish an explanation for rejection, he started doing blaah..blaaah...blaah, no logical explanation, while in the brochures published by them they claim that we would sanction your loan in 7 days from the date of receipt of application. Every 45-50 days their ATM takes sick leave for 3-4 days, this is for the third time it being on sick leave form the date, I became an account holder. The demand draft charges are Rs. 40/- for a draft upto Rs. 1,000/- which is common with all other private banks. I don't mind paying high charges but in lieu of that I expect best service. I haven't yet used any of its other services because I am highly satisfied by the kind of services provided by them.


BOP hasn't yet came out with its IPO.


I am about to close the account and wouldn't bank with them in future. This bank really sucks.


Mobile banking and net banking
Feb 08, 2002 09:25 AM 3583 Views

Bank of Punjab has been coming out with innovative customer service improvisations from time to time. The latest from their stable is the mobile banking service which is truly very useful and convenient. After a one time registration for the service (by filling in a form with details of you’re a/c number or numbers along with your mobile number) you have a bouquet of services at your fingertips 24 hours a day and very prompt too. These services include balance inquiry, last 5 transactions, funds transfer between eligible accounts, online bill payment, statement request, cheque book request and change your PIN (personal Identification number) Typing and sending ‘m’ to +919810364568 from your mobile anywhere in the world accesses the menu and you are sent back by sms a menu which helps you to select the service you require. For example just type ‘a’ and send as sms to the number above and you are instantly replied with the balance amount in your default a/c. If you need you can even check your balance in the other a/cs that you hold with the bank provided you had listed them when you filled in the form earlier. It is pretty safe and secure because only your unique mobile number can access you’re a/c information. Besides they also offer Internet banking and online bill payment and tele banking services.


Their long working hours are really a boon and ATMs at all their branches are a plus point. I only regret their penal charges for insufficient minimum balances. All in all, a marked improvement from an upstart.


Recommended Top Articles

Recent Questions and Answers on Centurion Bank of Punjab

500
Have a question? Ask away!

X