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Home > Personal Finance > Financial Services > Capital First
Capital First
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I was taken a loan for Two wheeler and I was paid all EMI on time but one of them was bounce due insufficient balance in bank account. EMI of that is 3200/- per month something, in last month it was bounce for that they were charged about 6000/-.
They were charged with a high rate in case of bounce any EMI. I was also call to the customer care but they are also don't give me satisfy answer.
I was complaint regarding that but still no response from his side.
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Worst bank ever, never ever take loan from this bank, fraud bank. they will charge you very very high amount of bounce charges rate on emi. plsss dont refer to this bank for anything. i am suffering a lot. if u have taken the loan from this vank, i kindly suggest you to not to pay anything to this ban as they are doing fraud.
Hi All,
This is Bhagath, I took the Home appliance loan from Capital First.
When I took the loan the Capital First Executive says you can pay your loan early also at Branch itself.
I paid all the EMI correctly, I want to pay my last EMI directly into Branch(Hyderabad, Banjarahills). I went to branch and asked about payment they says you can deposit in your account so it will deduct automatically.
But it's not happens like that and a local person who is very rude fellow he called me and asked about payment.
capital first people are not educated who are taking loans but they are sending local people who are not belong to Capital first employees.
Don't take loans from Capital first unless you don't have any other choice.
Regards,
Bhagath
YOUR RATING ON
Hi Guys,
Do you have anything called shame, you cheats because of you I have lost my all CIBIL scores and it has screwed my banking profile. Being proffesional I paid all your loans on time and closed few loans as pre-closure. Even then you guys do not have the courteously because of one bounce and it was even not informed to me your guys are playing with my ECS even after taking that bounced amount and the charges for what Joy you guys are posting ECS in my account and screwing my credit scores because of you guys ECS charges deduction my lot of my has been lost and my KOTAK ECS has been bounced 3 times who the heck will bear those charges and now I wanted to to upgrade my loan with them now because of you I have lost the eligibility so I cannot take this now will go to consumer forum and screw you there.
Very pathetic service staff of bank don't go with capital first I never recommended. especially for pune branch d p road and chinchwad also..........................................................................................................
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Worst experience ... worst experience I had with capital first..... customer service 0 ( zero). Capital first sucks ...I made an advance installment just to avoid penal charges but it's indigestible for people in capital first... people are fraud and making money in capital first..
My name is urmila w/o amit verma my husband take a loan from capital first but same medical issues he can not pay last two installments. but my husband is not a fraud and theft. I want to complaint Against the capital first area manger mr. ankush arora mob- 07982722417, 09717953595( he told me he is manger) and hemant sharma 07042716314, 8178923617. they come at 27/03/2019( today) 2;30 pm at my home and abouse my husband and Mental harassment, mentally torcher and Threat me, my mother in low and my sister in low, and force me to pay emi right now.
my husband is not at home he is out of station. my request to capital first managing director please don't send any executive like ankush arora he is unprofessional and mentally Sick he have no idea to talk a women. my mother in low is heart patient. but mr.ankush arora was screaming
please note:- my husband pay all two emi soon . please take action against mr. ankush arora and hemant sharma
Really i like Capital first but Capital first Employe is Abusing me he is very very durt gay... and really he is abusing me for collect the emi resion is this please contact me i want complaint for this Man and this is Vikash Mishra from Lucknow i have recoding and i want to expose that recording behalf pf capital first
Insurance claim /Loan Account No:12728448
I have been mailing since 16th Feb 2018 about my bike which was stolen with all the requested documents by your executives. Every time I mail the documents your executive Mr.Faishal says he has not received and he has just been collecting the documents for 20 days and on march 1st when I sent multiple reminders he says he has received the documents isn't there so much and shall revert to me by 20th March.
Where as now as it the date has already been passed still there is no revert or update on the query.
Have never gone through such worst customer services, they do not even bother to revert on mails and have no courtesy to revert even after several reminders.
But for the monthly EMI and new loan offer they followup with the customer accurately . And I have been paying loan for the bike which is already stolen .
More over imagine the harassment and trauma you cause to the customer. And the customer will have to followup with them each and every time. They give you fake commitments and time limits which are never followed by them
Would never refer anyone to try them
I bought a phone Nokia 7 plus from the shop Aggrawal Mobile Store. They financed me this by saying that there is an offer available if I financed this phone with the capital first. Capital first send me a voucher of 2000Rs at home address after two installments. I talked with store owner now they are telling there is no such scheame available. My details of finance are as follows.
Loan reference no. 16721556
SFDC ID: 0303171167
Unfortunately I got into this bank through online fir personal loan , they made me wait for more than month without taking the verification document then I went there to submit and said the loan will approve in three-four days , but it is rejected without informing. The time and the effort I logged for more than a month got wasted and seriously I felt this is the worst bank I saw in around, don’t have any responsibility way to talk with customer who apply and Dnt have that nature if informing the reason, till now I dint get that response back why it got rejected and this is the way Idfc treat the customer .Here by I decided not to refer or take any kind of loan from such worst banks .
I don't understand how these people working, worst service, one emi bounce for they charge me thrice which is more than my ecs. I paid ecs plus charge as well again they send ecs request to bank so bank again charge penalty. And I am tried so many times to reach customer care that number even not working. Unhappy#wrostservice#customercarenotworking#disappointed#verybad#regretting#
Friendly advice not go for capital first.
I applied for a personal loan through capital first app and then their customer care executive called me. She was asking me details and I was telling her everything with proper spelling. She was asking details very arogandly like somebody has pressurized her to ask.
Pathetic... i have current loan their recovery department use so abusive language and saying that they have authority to spoil my cv and they will do so never go with capital first as woman their executive use such languages i tried to contact their customer care but i couldnt connect..
I took loan from capitalfirst in the month of October. My first Emi was on November 2nd 2018. Due to dome bank issue the sufficient fund was unavailable on 2nd but on 3rd we paid the amount these guys put bounce charges without information before dropping my cheque, I paid unnecessarily 400 extra.
Dame thing repeated this month march 2nd 2019 also. I credited the amount on 2nd itself but due to their bank issue they asked me to pay through online, but due to my personal reasons I couldn't pay through inline so they charged me 800. Now I called yo customer care also she doesn't know anything, a d cut the call without inform. And they didn't call back also.
They sent mail that my query has resolved,
How can you say that it is resolved without talking with me.
Very worst financial service. Dont approach them. Before taking loan they act very smart and says that interest is very low , after taking loan they will remove their masks.
They deducted my EMI on 31st January and my EMI date was 2nd February and then they charged me 2100 as late fine in ₹295×7times. And when I asked to customer care they told that they have not deducted any amount and they call me for 40 times in less than 30 days! Poor customer service!
DEAR SIR.,
Since I received a mail from'Nodal Officer' I am just removing this issue. As I believe they shall take care of the concern I brought before them I am removing the issue iwrote I know they are working toward a kind and required reply to write tome.
Thanking You Chittarthan
Capital first is fraud...Dont get any loan from hear, No customer complaint resolvement,
and they charger penalty without any reason,
I have been a customer from
8 months and i bought a waishing machine,
the washing machin amt is 22990.
but till now i paid 27000 ,
and till no covered issue,
they are damaged my cibil score also..
Hello guys this Prashant here and I have been with these people from past one year and these people showed me the hell. first of all they will not give you clear information and if you want to check by your own then they will not assist you to log in to your account and the whole staff and management is really pathetic I dont know who is that fu As# who hired these people for such positions I highly reccomend people not to go with capital first as these are legel cheaters. If you have really guts than do call me or contact me I will show you what a common person can do. bunch of jokers seats over there.
This is one of the worst personal loan banker guys please don't take from this bank
Don't take any loan from this bank.
They don't have work culture manes its very bad company in India
This is one of the bad bank in all personal banker.
Please guys don't anything from this bank.
Showing: 41 - 60 Reviews on Capital First
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Where is office in Madhya Pradesh
Jul 30, 2024
By: aarti1291112911
Answers: 1
Miracle Hospital, Ground and 1st Floor, Shreeram Tower, Zone 7, Maharana Pratap Nagar, M P Nagar, Bhopal - 462011
Aug 01, 2024
By: farpkana93
I paid some amount for processing loan, will they return back my money?
Mar 16, 2023
By: nivethagubendhran
No, you cannot cancel your personal loan application after the money is deposited in your account. That said, you have time to cancel your personal loan application before the money is disbursed. You can cancel your personal loan application even after it has been approved by the financial lender.
Mar 18, 2023
By: AamaniBasu
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