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Bank Of India Visa Credit Card Image

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Bank Of India Visa Credit Card Reviews

BOI call centre is down since Friday 30/08/2019
Sep 03, 2019 04:54 PM2462 Views

I am suffering as my credit card is getting rejected at kiosks and on websites. I am not even able to make small payments. Both numbers of their call center are not working. Their direct line, is also not working.(I am trying to call from a foreign country).


I have written various emails to their head office and my home branch, there has been no reply.


At least their website could display a message, that their systems are down and under maintenance. How are the card users, supposed to know, if there are any issues?


I have been using this card(VISA) for many years, but never suffered like this. Imagine the situation, I had to face at the supermarket cash counter, when the card gets rejected. Luckily I had cash on me, what if I didn't?


I have some monthly fixed payments lined up for next few days, what if the system doesn't become operative?


Mumbai India
Master Card of Bank of India
Mar 16, 2019 05:51 PM2651 Views

Dear Sir,


I have been using BOI's master card for many years. Card number 5420 3430 2617 7001. In Feb. this year they have abruptly cancelled my card without any information to me. I understood from their call centre at 1800 220 088 that my card has been cancelled. They could not give me any reason for its cancellation. They asked me to contact their head office. I sent several e- mails to their head office but I received no reply from them. Again when I contacted their call centre one operator asked me to get in touch with the local branch. I do not have any account with any branch of BOI. Still I contacted a local branch of BOI at New Panvel and explained my position. They asked me to send a mail to them promising that they will take up the matter with their head office. I sent a mail to them and still my problem remains unresolved. My card is still not active and it does not work at POS anywhere. The worst part is they do not communicate about the status of my card. It may be noted that I have never defaulted on my payments. My dues are clear till this date.


Can you please take up with the concerned authorities.


Thanks


P.K.Ramakrishnan


88286 06096


gayatri12MouthShut Verified Member
Ichalkaranji India
Various Benefits ! Excellent Service of Visa card
Dec 08, 2017 12:35 PM3204 Views (via Android App)

Hi I am sharing experiences about the visa credit card of bank of India.


The one year completed my use of bank of India visa card. It's really beneficial. My whole family are using this visa card , because their many advantages .


We can get at a time 30, 000 rupees on cash on ATM. Some bank having not that much capacity to get that much amount . they are not allowed also. But in that have no limit .


We can get five times money at one month . At sixth time not possible . But important part is that we can get any bank ATM brought the money . their have not problem . This facility not any another bank.


The PayPal bank are accepted this card . So , we can easily transfer the money . Their functionality is that the USD converting to the rupees . Its main function that are very useful in front international marketing and business .


Because of that easy the online shopping .


My brother is used for you tube channel . The money are transferred AdSense account . That money are accepted bank using this card.


The same thing going on affiliate marketing. So , in all over international business and marketing this card is very important .


So , its really benifial for us.


I am really like this . because of their that much functionality various people's are use this.


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rishabh2012MouthShut Verified Member
Saharanpur India
Credit card fraud
Oct 29, 2016 08:24 PM5043 Views (via Android App)

This is to make awre to all the users who using the credit card of this bank please be awre of using and doing shopping with there card its too much frustrating and fraudent. I m using the facility of this where I faced problems like anything that I did shopping of Rs 2000 and they deducted 2200 when I went to the and asked what is the reason of deduction then they avoid and responded that its a misc. Charges it will be refund after a month but when I went then they said please contact customer care services. I hate and deactivated when I faced who are using stop using and close ur service other wise you need to pay for it.


Bank of india
Oct 25, 2016 04:56 PM4958 Views (via Android App)

We the people of india and we are considered to play a roll of make better world but how we . But don't fikker if there is bank of india is there which play's a roll to fullfill your all need by it opertiunity . it gives you a better cash desolation in your hand and better transaction buy it visa credit card .


crazy421MouthShut Verified Member
New Delhi India
Good
Oct 15, 2016 03:56 PM5245 Views (via Android App)

Bank of india visa credit card ia very good ectualy I have this card. And am talking about this card for my using experience so its very good becouse I was got more of offer feom this card that time I was make a payment online at shoping mall etc so always I was got some percent money back and diacount from my product this card rates ia very good not to high its very resonable easily afford that money the customer service is very good am very impressed for that and now am very happy I have this card I always make payment from this card good card


Easy nd quick
Oct 07, 2016 08:28 PM5765 Views (via Android App)

At first I had a bank account of state bank of india and I was quite good with it but I got lot of time consuming process here and finally my dear brother adviced me about this bank of india.so I opened an account in this bank.Now I m really enjoying to deal with this bank.It is real quick though there was a delay for receiving my ATM card yet other service are real quick.Its easy to and quick to deposit and withdraw your cash and thus I can save lots of my time.so go for it guys. You will admire it.great service


abrarsaquib786MouthShut Verified Member
Patna India
Disliked It.
Apr 27, 2016 11:29 AM5732 Views (via Android App)

The first thing I have experienced is that the representatives of did not care about time of customers. It took me 2 months to get my Visa Card and aa they promised me that I will get it after 1 month.


But I didn't received it then I visited my home branch again and asked the representative that hom much more time it will take, then they replied me to visit the post office to collect my Credit Card. But finally, I haven't got ant problem in using it but one day when I am lying on bed in my room.


I got one call, saying they are Bank Of India representative and want to update my profile, asking my card number but I refused and visited my home branch and I found that, it was a fraud call. I suggest to be aware for fraudlers. It is not good Credit Card to use. Always facing some issue.


saquibnaughtyMouthShut Verified Member
Patna India
Sometimes Got Issue But Many Times Get Help.
Apr 13, 2016 09:26 AM5912 Views (via Android App)

Bank Of India is counted under best banks of India and they keep our money or gold securely by giving interest. I have experienced several times with Bank Of India. When I goes for opening bank account there were such a small process and have to give only three documents.




  1. Identity Proof




  2. Address Proof




  3. Any family member identity proof.






And your account will be opened in one day.


I have accessed Visa Credit Card of Bank Of India which is much secure than other banks. Sometimes I got fraud peoples call that we are calling from headoffice of Bank Of India, please tell your 16 digit card number otherwise your card will be blocked, but I didn't provided any information to them and contacted my home branch, they told that your card is all right. Then I understood that they were frauds. So, be aware of them. I use this card for shopping, paying my bills, and even at several merchants. I can access every features of this card every smoothly. And if got any issue then customer care helped me in every possible manner.


I suggest this credit card to every one.


Zeeshan123MouthShut Verified Member
Kanpur India
Beware of Fraudsters
Feb 03, 2016 01:06 PM5863 Views (via Android App)

Today in the morning when I was having my breakfast I got a call . He said to me that he was speaking from Mumbai headoffice of Bank of India and then said to me that my Visa Credit card will be expired by tommorow so to  update the card I have to pay 100Rs for it .


At that moment I thoguht that he was a legit person then he asked me about my card details and 16 digit card number. I thought and quickly went to the Bank of India branch to confirm myself that whether this process is to be done or not and as soon as I went in there they told me that these were fraudster and they call from an unknown ID number and try to rob people online .


After that when I call back him it was getting a busy tone on that number . I completely realised that this was ftaud and I want all of you to be aware and do not give your ATM or card details to anyone without confirming .


Hyderabad India
Review on Bank of India services
Nov 19, 2012 12:20 PM5849 Views

Ths is the worthl bank I have ever seen, I seriously recommend any body not to go with banking services of Bank of India, no proper response to the customer call, if any thing asked seriously, they provide useless number always in a busy tone, or even to the others house nos, even net banking is also worst, only once in often u get a  useful OTP password in right time.


Neither the customer care executives nor the branch people know the proper relevant information. u wont get the debt/atm card not even after account has been open  for 5 months ago also & for renewal of the card, it is thing like reaching the Mount Everest, even that is easy I feel, and one more thing last but not least star token, if u use pc/lap to enrool in to the star token for ur particular account, u cant use any other pc/lap, u r forced to go with that particular system only, for security sake it is very fine, but be practical, if a person dont have that pc/lap in urgency, is it possible to serve the need. so think 10 times to go with bank of India.


Mismanagement at BOI
Mar 26, 2010 12:23 PM5458 Views

I had Bank of India’s Master Card. This card was valid till the end of November. I was no longer interested


in retaining this card by paying further annual fees. Given that scenario, I had requested the concerned


authorities to close this card account. This notice was given at least two months prior to the expiry date


of the card. There are no dues on this card either.


For security reasons, I had cut this card into pieces and attached it along with the application sent to the Bank. The passbook for the credit card account (a strange practice of BOI for cash withdrawals) was also attached with my application. I did not receive any confirmation from the Bank acknowledging the fact that they have closed this account. However, I thought that account was already closed.


To my utter surprise, in early December, I have found that the Bank has auto debited the annual fees for the card from my savings account with the Bank. Then I wrote to the Bank asking them to refund that amount to my savings account, as I have already asked for closing this account. However, nothing has been done and I did not get the refund either. I did not even had any card, and still I have to pay the annual fees!!!


Haldia India
A unique card
Apr 11, 2009 09:54 PM5278 Views

No hype.No push selling by great Direct Selling Agents(DSA).No glossy web portal.No fear from the Recovery Agent goons.No tension from Late Payment charge.No phone calls for "attractive loans" or insurance.Full of good "no-s".


I am not sure about their redemption scheme.Can someone highlight on this issue? This is incidentally my first credit card.The best part is that for the standard type of cards the joining fee is zero as well as the annual fee.There is no hidden cost. Earlier days there was no photo option. Now they have incorporated it. It is accepted by all merchant establishments without any hassle.e-shopping or on-line booking is also no problem.


But I wish if there could be a website to review the transaction. For some unknown reason the card products department of BOI is silent on this very important issue. They must keep themselves in tune with the good things at least. You have to wait till the hard copy of the monthly bill is delivered to your doorstep. And if you miss any, you are blind and only left with the option of viewing the account statement to know the transactions. But surprisingly, I have not come across any single instance where there is any discrepancy found. One misconception about this card this that the account deduction is only an optional feature that most people opt for. You may also pay the bill through cheque or net banking with BOI.


Very useful Credit Card
Feb 04, 2002 08:31 PM8524 Views

India Card is the name of the Credit Card issued by Bank of India. I am using this card since last four years. And believe me, no hassle at all.



Pros –





  1. It is associated with Master Card.




  2. Within India, all accept this card. Yet to see a shop, hotel or any other place that does not recognize it.




  3. Need not bother to send cheque after getting intimation slip because money is deducted from the saving bank account by the branch. Until today, I have not faced any discrepancy in accounting.




  4. Renewal charge is nominal and automatic. Last time I came to know about renewal when I got a phone call from the bank to collect the renewed one. They are very prompt.




  5. It has an added facility to withdraw money from any of their branch if you carry the passbook and the valid form. There is some limit as usual.




  6. Within India, on-line buying is possible.




  7. This card is valid in India and Nepal.




  8. There is no hidden cost or surprises.




  9. There is no false propaganda to attract people.







Cons –





  1. One must have account in Bank of India and recommendation of Branch Manager is essential.




  2. This card is valid only in India and Nepal, so one must have other cards while going abroad.




  3. On-line buying in dollars is not possible.







I always carry this card while traveling within India.


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