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Bank of Baroda MasterCard Credit Card Image

MouthShut Score

38%
1.75 

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Bank of Baroda MasterCard Credit Card Reviews

The WORST Credit Card service
Mar 04, 2019 10:27 AM1632 Views

I have a salary account with BOB which has the worst service to my knowledge. Now they offered me a credit card which is lifetime free, but the worst part is if you want to contact support for help. First, you call wont connect to there toll free numbers, by mistake if you get connected, they do not know any other language other than Hindi and talk to you as if you are their servants. If you think to contact them through email they will respond you back very fast that's like in 2 weeks or a month. If you create any service request through you BOB financial account, minimum time they would take to respond is 1 month!


I personally used it so I know the pain, its upto you if you want to opt it now!


ssanjaya525MouthShut Verified Member
Bhubaneswar India
TOTALLY WASTE OF MONEY
Feb 02, 2018 12:56 PM1917 Views

Hi friends,


I as of late opened a record in "Bank of Baroda". They have given me a Master card. I generally have a propensity for saving numerous in the bank and draw through the ATM at whatever point I required. This bank has not numerous ATM focuses. So I drew the cash from other bank ATM. cash get deducted as charges. Notwithstanding when I make some online exchanges.It will get come up ordinarily. Indeed, even cash would not get discounted until the point that we whine and give the chargeback frame in the bank.


I will never suggest this bank to anybody. Indeed even administration in the bank is additionally not under any condition great. Indeed even the charges are additionally more in this bank when we contrast with different banks. I felt disappointed for picking this bank.


shareswastikMouthShut Verified Member
Shimoga India
Best credit card
Aug 19, 2017 06:20 PM3254 Views (via Android App)

Bank of baroda is best bank and good service offered to us. I am savings account educational loan account and some deposits in bank. Around 6 months relationship with bank. One day around 18 years back bank manager offered telling apply credit card. I applied and around one month I get bob silver master credit card. Excellent service offered by bob card. I am holding bob card around 18 years. Get rewards for evey shopping as reward points. No tention. No presure. All establishments accepted. Till today no penalty charged. One more offer from bob card is life time free. Condition is only Rs.25000 usage in a year for shopping. Execellent card.


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gajdevilMouthShut Verified Member
Mumbai India
All false words they told when they sell me their.
Dec 18, 2016 09:14 PM4836 Views (via Android App)

Bank of baroda mastercard I got from the bank. as when they selling the creditcard they tell you all benefits of the card you will enjoy this benefit that benefit you will get discount and all. If you purchase that you will get 25% discount no charges no maintences charges and all they will tell you the day when you recieved your credit card and you use it. Seriously you won't get any discount nor and offer plus they charges services charge all charge. Whenever they say all its false. Bank of baroda card I dont use nowon.


kartik385MouthShut Verified Member
Kerela India
Bank of Baroda
Oct 14, 2016 09:24 PM4838 Views

The following complaint, I sent to Bank of Baroda, will tell you what I want to tell you about Bank of Baroda.


(QUOTE)I have availed a housing loan 24900600009285 from your Guruvayur branch.I have always made the repayment of this loan every month within the stipulated date, without any defaults and without any overdue. I have never, in my life, defaulted any loan.But, Your Guruvayur branch has not submitted the periodical data in respect of this loan to CIBIL for many months .As a result of this, I was portrayed as a loan defaulter in my CIBIL report and hence, my CIBIL score got deteriorated.And, now I am facing difficulty for getting my housing loan take over request approved by other bank.Your Guruvayur branch has violated the RBI circular DBOD No.DL.BC.56/20.16.002/2004-05 dated 06.11.2004.(for your information) The Manager of your Guruvayur branch hesitated to enhance my housing loan amount, stating the wish wash reason that once a housing loan is sanctioned, no additional loan will be sanctioned, no matter whether the applicant has repaying capacity or not; and no matter whether the house, the applicant is going to construct, is bigger or not.I asked him then to give loan under your scheme, AAA, which also, he rejected, stating wish wash reasons .I asked him then to give a loan of just Rs 75000/- as personal loan, which he dillydallied, saying that he sought approval from regional office, which he has not received so far.But, I know that every reason, he told me, on the basis of which he dillydallied my personal loan application and hesitated to give me further housing loan, was false.I know that giving loan is solely at your discretion and in this regard, I have no complaints to you.That's why, I've written letter to you, withdrawing all my complaints. An old lady clerk, in presence of your branch manager, inside his cabin, on 30/9/16, insulted me, saying that I am trying to get things which I don't deserve.I don't want any favour from you/your bank.But, do something to correct the wrong entries in my CIBIL report that have emanated because of your negligence.(UNQUOTE)


In my opinion, customer service of Bank of Baroda is the worst.Staff are arrogant and rude.


REVIEWING AFTER USING MORE THAN 1 YEAR
Sep 24, 2016 03:12 PM5135 Views

Hello Guys,


I am using this card since August 2015. Firstly talk about services, Customer care service is very impressive. You can get any problem resolved quickly by contacting telephone customer care. Rate of Interest is very low comparison to other cards. I advise to everyone, go and take this card without any doubt.


There is one thing more, if you opt for e-bill instead of courier bill, they will give you Rs.50 bonus.


If you found this review useful than kindly tick it as useful.


Thanks


saikrishnaaMouthShut Verified Member
kagaznagar India
It is of no use.
Apr 20, 2016 05:36 PM6120 Views (via Android App)

I recently opened a account in bank of baraoda. They have gave me a masted card. I always has a. Habit of depositing many in bank and draw through the atm whenever I needed. This bank doesn't have many ATM centers.


, whenever I draw money through the other bank ATM. Money gets deducted as charges. Even when I make some online transactions. It will gets fails many times. Even money will not get refunded until we complain and give the charge back form in the bank. I will never recommend this bank for anyone. Even service in the bank is also not at all good. Even the charges are also more in this bank when we compare to other banks. I felt frustrated for choosing this bank.


Didn't Get any Credit Card but Getting Bill Every
Mar 03, 2014 05:07 PM7471 Views

Hello BOB Card Team Fellow,


I didn't get any credit card from Bank of Baroda but I'm getting bill statement every month, and they are charging interest every month.


Please help me guys because customer support guys are transferring my call from one place to another.


No one is listening to the query and just providing another department number.


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