Top 10 Mutual Funds Investment in India

ICICI Prudential Mutual Fund is an Indian asset management company founded in 1993 as a joint venture between ICICI Bank and Prudential plc. [4] It is the second-largest asset management company in India after the SBI Mutual Fund. The company was founded in 1993 as a joint venture between Indian ICICI Bank and UK insurance company Prudential plc. By 1998, it had two locations and six employees. ICICI Prudential Mutual Fund's corporate headquarters are in the Bandra Kurla Complex in Mumbai. As of 2016 it had grown to over a thousand employees across 120 locations with more than 1.9 million investors.

It is an equity fund that has moderately high risk and the rate of return is 10.38% approximately. This scheme was launched on 14 February 2006 and it follows a large-cap asset allocation investment strategy. The minimum investment that is required is INR 5,000 and additional investment of INR 1,000 is allowed. This fund invests 80% in large-cap stocks that have good brand equity and will be possible market leaders in the future. It has a flexibility of about 20% in equities other than large caps or debt and money market instruments. It follows a blend of growth and value style of investing.

The NAV currently is INR 23.0944. This mutual fund can give you long term growth and is best suited for those who wish to benefit from the growth of top corporates of India. There is no exit load if you exit after a year since you start investing in this scheme. This fund has an experienced fund manager who is constantly seeking to outperform the benchmark as well as its competitors. 

This fund was launched on 11th September 2009. The NAV is 36.621. The annualized return is 12.94% for the last 3 years. The returns per year are 10.82%. The objective is to generate long-term capital appreciation from a portfolio of equity and equity-related securities, generally focused on a few selected sectors. 

This scheme has more than 70% of its exposure to large-sized companies and the remaining is dedicated to small-sized companies. This scheme follows a concentrated strategy at a sector level and diversifies its exposure to the stock. This scheme has beat its benchmark every time in the past 7 years because of that. It has delivered 13.3% and 21.7% in the past three and five year’s period. It is really easy to invest in this fund and there is no paperwork that is required as well. 

This fund was launched on August 31st 2002. The latest NAV is 228.03 and it is an open-ended fund type. The amount to invest is INR 2,000. The mode of investment is the monthly SIP. The returns for a 1 year period is 9.53%, for 3 years is 9.71%, for 5 years is 7.66% and 10 years is 11.22%. It is a large-cap fund and there is a moderately high risk. 

This fund is beneficial for investors who are looking for a long term capital growth, who are looking for investments in equity and equity-related securities, diversified across various industries in line with the benchmark index, Nifty 50 TRI. Income generation and distribution of dividend is another benefit of this scheme. The fund manager has 27 years of experience so you will be in safe hands. They invest in promising companies across industries and the focused exposure to large-cap stocks makes this fund best suited for investors in all market conditions. 

This fund was launched on It has its headquarters in India. It is a small-cap equity fund and the current NAV is 40.4990. The risk is moderately high. It is an open-end fund. It has a 4 rating on CRISIL. The expense ratio is 0.88%. It is a growth plan. The return in the last one year has been 6.18%, in the last 3 years has been 31.82% and 152.33% since its launch. The minimum SIP amount to invest in this scheme is INR 500. The scheme is benchmarked against IISL NIFTY Smallcap 100 TR INR. 

The scheme is ranked number 1 in the small-cap fund category by CRISIL for the quarter ending 30 September 2018 which is unchanged from the last quarter. This fund is performing well and has beaten its peers by a huge margin in the last 3-year horizon. It has managed the recent correction in the small-cap category really well. Whether it is short-term, long term, retirement and tax-saving, no matter what your goal, this fund has got you covered. 

It has an expense ratio of 1.85% and a NAV of 31.56. It has a Crisil rating of 5. It is an open-ended scheme that invests predominantly in large-cap stocks. It aims at achieving a long term capital appreciation by investing in a diversified portfolio that predominantly consists of equity and equity-related securities of lap cap companies including derivatives. 

These companies are less volatile and they trade frequently and hence they are liquid. They have a proven track record and they are capable enough to deliver long and consistent returns. It can beat inflation and create long term wealth for you. It helps you achieve your long term goals. 

It is equity, a multi-cap fund that was launched on 26th July 2007. It has a benchmark of NIFTY 500 TRI. The risk is moderately high and it is open-ended. The NAV is 41.5796 and the Crisil rank is 3. The expense ratio is 1.82% and the risk is moderately high. 

The minimum SIP amount is 500 and the minimum investment amount for this scheme is 5,000. 

If it is sold one year after the date of purchase, then long term capital gain will be applicable. The current tax rate is 10% if your total long term gain exceeds 1 lakh. They do not include any surcharge or cess. This fund is great for saving tax and creating wealth over a long period of time. These mutual funds are amazing and will help you generate money in the long term. 

DSP Group, Inc. was an American company that manufactured chipsets for VoIP, multimedia, and digital cordless applications. Founded in 1987 with headquarters in San Jose, California, DSP Group employed over 400 people at three US sites and offices in Germany, Scotland, Israel, India, Hong Kong and Japan until it was acquired by Synaptics. Over the last three and five years, the fund's annualized returns have been roughly 33.77% and 24.64%, respectively. The DSP Small Cap Fund is a member of the DSP Mutual Funds Equity category. Minimum Amount of Investment: For DSP Small Cap Funds, the minimum lump payment amount is ?100, and for SIPs, it is also 100.

Founded in 1929 as the Rotterdamsch Beleggings Consortium (Rotterdam Investment Consortium), Robeco is a Dutch asset management company that has been a member of Orix since 2013. The corporation managed assets worth €246 billion as of 2014. It was purchased by Rabobank Group in 2001, and ORIX Corporation purchased it in 2013. Between 2004 and 2006, the Robeco-managed stocks outperformed the benchmark, outperforming it by an average of 0.89%. On the other hand, compared to 2004 and 2005, performance was worse in 2006. The Robeco-managed bonds underperformed relative to the benchmark. Over a three-year period, 69% of the funds beat the benchmark in 2016. In 2015, the corresponding percentage was 74%. Over a three-year period, 51% of the funds in 2018 and 79% of the funds in 2017 beat the benchmark.

The NAV is 128.76 and the CRISIL rank is 3 stars. The expense ratio is 1.97%. It is an equity mid-cap fund and it is benchmarked against NIFTY Midcap 100 TRI. It is an open-ended fund. It was launched on August 09, 2004. The risk grade is below average. 

There are quite a lot of short-term capital gains made on the sale of units within 1 year of allotment and it is taxed at the rate of 15%. The long term capital gains that are the sale of units after 1 year attract tax at the rate of 10% over and above of INR 1 lakh of capital gains made. The risk profile is medium to high. They follow a disciplined approach to investment and risk management. 

There are different types of funds that these mutual funds companies have which are equity funds, fixed-income funds, hybrid funds and FMPs and Closed-ended funds. Investors who are looking to invest for at least 3-4 years and are looking for higher returns can invest in this fund.