If you're planning to open your bank account with Kotak Mahindra bank, think twice - especially if you hate hidden charges
They are very smart in trapping customers in unnecessary charges
Just to name a few deductions:
-REM ATM decline
And much more..
I feel bad for people who are not smart enough to check their statements weekly
These banks are looting consumers and feeding themselves with unethical ways
I am visiting their branch tomorrow and getting my account closed.