We seniors take insurance that our life will be tension free,The star allied agent cheated us,He gave my wife a policy which should have been profitable .This agent from Andheri Mumbai gave a such a bad policy that 100% premium was increased in a year.He wring ten times for pemium payment but does not come to give advice with written formula of increase .His boses are sheilding him .I had taken this matter to them and IRDA but no use .He want premium to be increased so that he gets more commission